Cornerstone Insurance

At Cornerstone Insurance Group, we are dedicated to helping you understand your choices and providing you with the best possible protection and service that your dollars can buy. Our commitment to our customers is unwavering, and we believe that building long-term relationships with our clients is more important than pursuing new ones.

Our team of independent agents has the resources to help you save money and manage your risks. We represent a carefully selected group of financially sound, reputable insurance companies. It remains our firm commitment to provide the best possible solution for each client and each individual need.

Our Owner: Chris Scoggins

Chris Scoggins, the owner of Cornerstone Insurance Group, is a Chattanooga native and an alumni of The University of Tennessee. He resides in East Brainerd with his wife, Heather, and two children. Chris began his insurance career representing Liberty Mutual Insurance Company, and in 1994 joined Highway 58 Insurance as an independent agent. Two years later he bought the Chattanooga agency and continued to build the business through "old-fashioned" determination and hard work.

Proceeding on the basic notion that his customers deserve the very best protection and service that their dollars can buy, Chris expanded the reach of the agency by opening an additional office in Dayton, TN and one in Cleveland, TN. He and his father, Mitchell Scoggins (Dayton office), have teamed up to build one of the most well respected church insurance programs in the state, Church Insurance Specialists, a division of Cornerstone Insurance Group.

Cornerstone Insurance Group is one of the largest agencies in Chattanooga and provides a full range of insurance personal and business insurance products. Because of the positive growth of the company, he has been able to create and maintain relationships with a wide variety of strong carriers in order to offer clients the very best options for their insurance needs and offer specialized programs concentrating in Churches, the Hospitality Industry, and Used Auto Dealerships and Brokerages.

Our Agents

Scott Stroud is one of our agents who specialized in managing individual and Long Term Disability claims before he joined Cornerstone in 2015, and now has added property and casualty to his resume. He works with a variety of clients to help find coverage that is custom fit to each client's needs. Scott has been in church leadership for 18 years and served four years as his congregational president. During that time Scott participated in the functions of the Belvoir Christian Academy School Board. Scott is a graduate of Lutheran School (Belvoir Christian Academy), East Ridge High School and UTC.

Cricket Nelson is a Chattanooga native who has been working in insurance for over 17 years. As an agent, and also a small business owner herself, she understands her client's needs from a unique perspective. Cricket's belief that your insurance agent should be just as important as your attorney or accountant shows her dedication to her clients and their needs.

Steve Wimberley joined Cornerstone Insurance Group after working for a national insurance company for 12 years. Steve is a Chattanooga native and has been in the insurance industry for over 20 years. Steve is dedicated to providing excellent customer service and helping clients find the best coverage for their needs.

Our Services

We at Cornerstone Insurance Group offer a wide range of insurance services to our clients. Our client-focused agents can help you and your family with Auto, Home and Personal Insurance. We can help you save money on all of your business insurance with our Commercial Insurance services. We can also help secure your family's and business financial future with our Life Insurance services. Our Health Care Plans are designed to be your main defense against illness and injury. Additionally, we offer Flood Insurance, Retirement Plans, Workers' Compensation, and Disability Insurance among others.

We are local to the greater Chattanooga, TN area. If you wish, you can schedule an appointment to discuss your policy with us. We're Independent We are an agency with independent agents who will shop around to find the absolute best policy for your needs. We're Comprehensive We are large enough to have the resources you need; small enough to give you the personal attention you deserve.