Engle & Associates

Our Story

Engle & Associates Insurance Brokers has been a cornerstone of the San Luis Obispo community since 1980, dedicated to providing comprehensive and personalized insurance solutions to individuals and businesses alike. We've built our reputation on a foundation of integrity, expertise, and a genuine commitment to understanding the unique needs of each client.

What Makes Us Different

As independent insurance brokers, we don't represent a single insurance carrier. Instead, we leverage our relationships with a network of carefully selected insurers to find the most comprehensive and competitive coverage options for your specific circumstances. This allows us to put your interests first, ensuring you receive tailored advice and the best possible protection without limitations imposed by working with a single company.

A Commitment to Client-Centered Service

At Engle & Associates Insurance Brokers, we believe that insurance is more than just a policy; it's a crucial part of safeguarding your future, your business, and everything you've worked hard to achieve. Our experienced team is dedicated to providing personalized service every step of the way, from understanding your individual risks and needs to guiding you through the complexities of insurance policies and options.

We pride ourselves on building lasting relationships with our clients, based on trust, transparency, and a genuine desire to be your trusted advisor in all matters related to insurance.

Business Insurance

We offer a comprehensive range of business insurance solutions to protect your operations, employees, and assets. Our expertise spans various industries and business sizes, ensuring we can provide tailored coverage that meets your specific needs.

• Commercial Auto Insurance: Protect your fleet vehicles and drivers with comprehensive coverage, including liability, collision, and comprehensive protection.
• Cyber Liability Insurance: safeguard your business against the ever-growing threat of cyberattacks, data breaches, and online fraud with dedicated cyber liability insurance.
• Professional Liability Insurance: This essential coverage protects your business from financial losses arising from errors, omissions, or negligence in your professional services.
• General Liability Insurance: A cornerstone of business insurance, general liability coverage protects you from claims of bodily injury, property damage, and personal injury.
• Employment Practices Liability Insurance (EPLI): Mitigates risks associated with employment claims, such as discrimination, wrongful termination, and harassment.

Workers' Compensation Insurance

We understand the critical importance of workers' compensation insurance in protecting your employees and your business. We offer comprehensive workers' compensation programs designed to meet your specific industry needs and risk profile, including pay-as-you-go options.

• Workers' Compensation Insurance: Statutory coverage mandated in most states to ensure employees receive medical benefits and wage replacement in case of work-related injuries or illnesses.

Specialty Insurance

We specialize in providing tailored insurance solutions for diverse industries and unique businesses:

• California Apartment Insurance: Comprehensive coverage for apartment building owners, addressing liability, property damage, and tenant-related risks.
• Non-Profit Insurance: Specialized insurance programs to protect non-profit organizations from liability, property damage, and other risks they may face.

Personal Insurance

We take the stress out of securing your personal insurance needs with comprehensive coverage designed to protect your home, your family, and your assets.

• Home Insurance: Secure your biggest investment with comprehensive home insurance, covering damage from fire, theft, natural disasters, and liability.
• Auto Insurance: Protect yourself and your loved ones on the road with comprehensive auto insurance, including liability, collision, comprehensive, and uninsured motorist coverage.
• Renters Insurance: Affordably safeguard your belongings and personal liability as a renter, protecting against theft, damage, and unexpected events.

We are a dedicated team of insurance professionals committed to finding the right solutions for your unique needs. We believe in open communication, transparency, and building lasting relationships with our clients.