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50+ Years
experience
Your Trusted Insurance Partner in Reno, NV
A and H Insurance has been a trusted name in the insurance industry since 1957, serving clients across the Western United States. Our commitment to personalized service and deep industry expertise sets us apart, as we work closely with clients to tailor insurance solutions that meet their unique needs. With offices in Reno, Elko, Minden, Winnemucca, Yerington, and Apache Junction, we combine local knowledge with national reach to provide comprehensive coverage for businesses, municipalities, and individuals.

Our team of seasoned professionals brings decades of combined experience, ensuring clients receive informed guidance and proactive risk management. We pride ourselves on maintaining a client-centric approach, offering full-time claims support and continuous education to adapt to evolving industry challenges. This dedication to excellence has solidified our reputation as one of Nevadas premier independent insurance brokers.
Services
Business Owners Policy Commercial Auto Insurance Contractors Insurance Cyber Liability Flood Insurance Boat Insurance High-Value Homes Motorcycle Insurance Health Insurance Workers Compensation
Details
  • Year established: 1957
Highlights and features
  • We offer over 60 years of experience in the insurance industry with a focus on personalized solutions.
  • Our team provides full-time claims support to represent your best interests with carriers.
  • We maintain a proven track record of hiring and retaining top industry professionals.
  • Our agents pursue advanced insurance education to stay ahead of industry trends and regulations.
  • We combine local service with national expertise to meet diverse client needs.
What people say
Excellent customer service Quick to respond Knowledgeable staff Personalized service Competitive rates
Services
Commercial Auto Insurance
Commercial Auto Insurance safeguards business vehicles against liability, collision, and comprehensive risks. We tailor policies for fleets or single vehicles, ensuring compliance and asset protection. Our team works with top carriers to provide competitive rates and proactive risk management for trucking, delivery, and service operations.
Cyber Liability Insurance
Cyber Liability Insurance protects against financial losses from cyberattacks, including ransomware and data breaches. We help businesses mitigate risks with customized coverage for legal fees, regulatory fines, and recovery costs. Our expertise ensures compliance and preparedness in an evolving digital landscape.
Workers Compensation
Workers Compensation insurance covers job-related injuries, including medical expenses and lost wages. We provide claims management and loss control services to reduce costs and ensure compliance. Our team supports employers through audits and tailored risk mitigation strategies.
Flood Insurance
Flood Insurance covers property damage from flooding, a critical need in seasonal risk areas. We offer policies through the National Flood Insurance Program, ensuring compliance and affordability for homes and businesses in high-risk zones.
Surety Bonds
Surety Bonds guarantee fulfillment of contractual obligations, including payment and performance bonds. We assist contractors in securing bonds for licensing, projects, and compliance, leveraging relationships with over a dozen surety providers for competitive terms.
People
Judy Dahl
Insurance Agent
Judy Dahl has over 30 years of experience in the insurance industry, specializing in commercial and personal coverage. She is known for her responsiveness, deep market knowledge, and commitment to client satisfaction.
Ethel Fisher
Account Manager
Ethel Fisher brings decades of expertise in risk management and policy customization. Clients praise her proactive approach, timely communication, and dedication to finding cost-effective insurance solutions.
Lori Marshfield
Account Manager
Lori Marshfield specializes in commercial insurance for nonprofits and municipalities. She is recognized for her thoroughness, quick certificate processing, and personalized client support.
Kayla Frost
Insurance Specialist
Kayla Frost focuses on health and professional liability insurance. She is praised for her patient explanations, efficient service, and ability to secure coverage for unique business needs.
Jeff Shaffer
President
Jeff Shaffer leads A and H Insurance with a focus on innovation and client advocacy. He brings strategic vision to the agencys growth while maintaining its founding commitment to personalized service.
Questions
What types of insurance does A and H Insurance offer?
We provide commercial, personal, health, and life insurance, including specialized coverage for businesses, municipalities, and high-value assets.
How does A and H Insurance differ from other agencies?
We combine personalized service with industry expertise, offering full-time claims support and a commitment to continuous education for our team.
How do I file a claim with A and H Insurance?
Contact our team directly, and we’ll guide you through the process, ensuring fair and timely resolution with your carrier.
Do you serve clients outside Nevada?
Yes, we operate in over 20 states across the Western U.S., including Arizona, California, and Nevada.
Can I manage my policy online?
Yes, we offer online tools for bill payment and policy management, with personalized support available for complex needs.
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