Business Details
25 Years
experience
Trusted Medical Stop-Loss Insurance Solutions
Since 2001, East Coast Underwriters has led the way in transforming healthcare cost management through innovative medical stop-loss insurance solutions. Our personalized approach caters to self-funded groups covering 25 to 5,000+ members, combining plan versatility with competitive pricing that prioritizes quality care. We distinguish ourselves through unique risk management strategies and partnerships with A.M. Best-rated carriers like Gerber Life Insurance Company and Pan American Life Insurance Company. Our collaborative relationships with brokers, third-party administrators, and business executives enable us to break industry norms while maintaining financial sustainability. With decades of collective experience, our team of underwriting, medical review, and claims specialists delivers tailored solutions that reduce healthcare expenditures without compromising coverage.We emphasize transparency in operations, evidenced by our consistent service to over 100 employer groups since 2005. Our commitment to client success is demonstrated through premium decrements for effective risk management practices and 24/7 support for policyholders nationwide. As part of NFP, an Aon company, we combine local market expertise with global resources to ensure reliable protection against unpredictable healthcare costs. Our track record of innovation and client-centric focus has established us as trusted partners in navigating complex insurance landscapes. Through continuous improvement of our captive insurance programs, we remain dedicated to helping businesses maintain control over healthcare expenses while enhancing employee care quality.
Services
Medical Stop-Loss Insurance
Group Captive Insurance
Self-Funded Health Plans
Risk Management Strategies
Medical Underwriting Review
Details
- Year established: 2001
Highlights and features
- We offer personalized stop-loss solutions for groups covering 25-5,000+ members
- Our team partners with A.M. Best-rated carriers for reliable coverage
- We provide premium decrements for effective risk management implementation
- We've delivered consistent service to employer groups since 2005
- Our specialists handle underwriting, medical review, and claims management
Associations and certifications
- A.M. Best
What people say
Collaborative approach
Consistent, reliable carrier
Premium decrements
Excellent customer service
Effective risk management
Services
Medical Stop-Loss Insurance
Our medical stop-loss insurance protects businesses from excessive healthcare claims by setting specific dollar limits. This solution enables employers to maintain self-funded plans while controlling financial risk exposure. Our policies provide comprehensive coverage for unexpected medical expenses.
Group Captive Insurance
Group captive insurance programs allow multiple entities to pool resources while maintaining control over their healthcare funding. Our programs offer tailored risk management strategies with potential cost savings through shared risk structures.
Medical Underwriting Review
Our medical underwriting team evaluates health risks through detailed individual questionnaires and medical analysis. This process ensures accurate risk assessment for self-funded plans while maintaining compliance with insurance standards.
Risk Management Strategies
We develop customized risk management approaches that help employers implement wellness programs and preventive care initiatives. These strategies reduce overall healthcare costs while improving employee health outcomes through proactive measures.
Claims Management
Our dedicated claims team handles processing and administration for self-funded plans with efficiency and accuracy. We ensure timely resolution of claims while maintaining transparent communication with employers and policyholders.
People
Jonathan Socko
President
As President of East Coast Underwriters, Jonathan Socko leads strategic operations and business development. With extensive industry experience, he oversees the company's growth and maintains its commitment to innovative insurance solutions.
Kody Parker
Senior Vice President, Sales and Business Development
Kody Parker drives sales strategy and business growth as Senior Vice President. He develops partnerships with brokers and administrators while ensuring alignment with the company's innovative insurance solutions.
Lisa Leeman
Medical Underwriting Review Nurse Manager
Lisa Leeman leads the medical underwriting review team, overseeing health risk assessments and medical evaluations. Her expertise ensures accurate risk assessment for self-funded health plan participants.
Casey McPeters
Director of Underwriting
Casey McPeters directs underwriting operations, developing risk assessment strategies and pricing models. He ensures accurate evaluation of insurance risks while maintaining competitive pricing structures.
Tammie Burrell
Vice President of Operations
Tammie Burrell oversees daily operations and claims management. She ensures efficient processing of insurance claims while maintaining high standards of service for policyholders and business partners.
Questions
What is medical stop-loss insurance?
Medical stop-loss insurance protects self-funded employers from excessive healthcare claims by setting specific dollar limits on individual or aggregate expenses.
How do captive insurance programs work?
Captive insurance programs allow businesses to pool resources while maintaining control over their healthcare funding through customized risk management structures.
What are self-funded health plans?
Self-funded plans have employers pay healthcare costs directly, with stop-loss insurance protecting against unexpected high expenses while offering cost savings.
How do risk management strategies reduce costs?
Our strategies include wellness programs and preventive care initiatives that reduce overall healthcare expenses while improving employee health outcomes.
What partners do you work with?
We underwrite for A.M. Best-rated carriers including Gerber Life Insurance Company and Pan American Life Insurance Company for reliable coverage.
