Listening, Caring, Serving - Since 1923
At CWS Insurance, we believe in providing our clients with superior, uncompromising service and advice. Since our establishment in 1923, we have been dedicated to developing professional, long-lasting relationships with our clients and the top-rated carriers in the industry. We believe in honoring our community by volunteering and working with organizations that positively impact the lives of our neighbors and friends.
Our team of professional advisors is dedicated to mitigating your business exposures to unwanted outcomes through professionally tailored products designed specifically for your business. We have a full-time dedicated claims specialist on staff to assist you with any claims you may have. We offer a variety of payment options, including direct bill, automatic draft, agency bill, and pay by credit card.
Our Services
We offer a wide range of commercial insurance coverages for risks your business may face. These include automobile and fleet, builder risk/installation, business income and extra expense, captive programs, crime/employee dishonesty, cyber liability, construction industry insurance, directors and officers liability, earthquake/flood/wind and hail, employment practices liability, errors and omissions/professional, equipment/inland marine, fiduciary liability, fire suppression contractors, garage and dealers, general liability, keyman life, liquor liability, medical malpractice insurance, restaurants/hotels and hospitality, pollution/environmental, property, social services and non-profits insurance, special events, umbrella/excess liability, workers' compensation, and water districts.
For personal insurance, we offer coverages for your personal assets against damage or loss. This includes antique/classic vehicles, automobiles, boats/yachts, farms, flood/earthquake coverage, high-valued estates, homeowners, life insurance, motorcycles/ATVs/RVs/golf carts, personal watercraft, scheduled articles floater (jewelry/fine arts/guns/private collections), and specialty coverage other.
Our Carriers
We represent a group of financially superior insurance carriers. We go to great lengths to vet our carriers to make sure they are the best of the best. This ensures that our clients receive the highest level of service and coverage available.
Payment Options
We offer a variety of payment options to accommodate our clients' needs. These include direct bill (billed by the carrier), automatic draft (EFT), agency bill, and pay by credit card. We strive to make the payment process as convenient and easy as possible for our clients.
File a Claim
We have a full-time dedicated claims specialist on staff. During normal business hours, call us at 864-583-1451. You can also call a claim in direct to the carrier 24 hours a day, 7 days a week.
Our Staff
Our team of professional advisors is dedicated to providing superior, uncompromising service and advice to our clients. We believe in developing professional, long-lasting relationships with our clients and the top-rated carriers in the industry. Our staff is committed to honoring our community by volunteering and working with organizations that positively impact the lives of our neighbors and friends.

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