A Trusted Partner in Protecting What Matters Most
Universal Insurance stands as a reliable partner in ensuring the well-being of individuals and businesses in the Dayton area. Established in 1998, we have proudly served thousands of clients by providing customized insurance solutions that meet their unique needs.
Dedicated Insurance Expertise
Our team of experienced professionals boasts extensive knowledge across various insurance lines, including:
- Auto Insurance: Get customized coverage for your vehicle, whether you need reliable protection for your daily commute or seek specialized SR-22 insurance.
- Homeowners Insurance: Find peace of mind knowing your home is protected from unforeseen events like unexpected weather damage, theft, or fire.
- Medicare Insurance: Navigate the complex world of Medicare with confidence, knowing you have the right coverage for your healthcare needs.
- Health Insurance: Choose from a comprehensive selection of plans to ensure you have access to quality healthcare services when needed.
- Additional Insurance Solutions: We also offer comprehensive protection for businesses, motorcycles, dental & vision care, and much more.
Tailored Solutions for Your Needs
We understand that every individual and business has unique insurance needs. That's why we take the time to understand your specific circumstances and goals before recommending personalized insurance plans. We work hand-in-hand with you to find the best coverage at competitive rates.
Client-Focused Approach
At Universal Insurance, we prioritize exceptional customer service. Our dedicated team consistently receives praise for their personalized attention, responsiveness, and ability to answer client questions and address concerns with clarity and understanding.
Join Thousands of Satisfied Clients
"Universal Insurance has been a breath of fresh air in the world of insurance. Their team is professional, responsive, and always willing to go the extra mile." - Destiny Williams
"I used to struggle with high insurance premiums, but Universal Insurance found me a much better rate and saved me money!" - CoolKiddioni
Get A Quote Today & Secure Your Peace of Mind
Contact Universal Insurance today for a personalized quote and discover the personalized coverage you need to navigate life's uncertainties with confidence. We look forward to partnering with you and ensuring your peace of mind.
Excellent Customer Service
This insurance agency has received rave reviews for its exceptional customer service. Reviewers praised the agents for being friendly, helpful, and knowledgeable about insurance. Many reviewers felt comfortable and at ease during the process, without feeling intimidated or taken advantage of.
Competitive Prices
The agency has also been commended for its competitive prices. Reviewers reported receiving the lowest quotes for their insurance needs, with some even stating that they saved hundreds of dollars compared to other companies.
Professionalism and Expertise
The agents at Universal Insurance Agency have been praised for their professionalism and expertise in the field. Reviewers appreciated the time taken to explain policies and answer questions, making them feel informed and confident in their choices.
Convenience and Accessibility
The agency's location, next to a title office, has been noted as a convenient bonus for customers. Reviewers also appreciated the quick and easy process, with some even stating that they received same-day service.

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