Business Details
19 Years
experience
Your Trusted Insurance Partner in Federal Way, WA
Established in 2007, Insurance By Design has built a reputation for delivering tailored insurance solutions to individuals, families, and businesses across Washington. Our approach begins with a comprehensive needs analysis, followed by meticulous research to design customized benefit packages that align with clients' financial goals. With decades of combined experience in the insurance industry, our team leverages strong relationships with major carriers to provide access to competitive products and up-to-date regulatory insights. We prioritize personalized service, ensuring clients receive sound advice and transparent guidance. Our commitment to excellence is reflected in our track record of helping clients navigate complex insurance landscapes with confidence.As a locally owned firm, we understand the unique needs of Washington residents and businesses, offering dedicated support that extends beyond policy placement. Our expertise spans medical, dental, life, vision, and disability insurance, with specialized services for self-employed individuals and employer groups. We maintain rigorous professional standards while fostering trust through consistent communication and ethical practices. Our founder's background in sales and marketing across diverse industries enhances our ability to address client needs with innovative solutions. By combining industry knowledge with a client-centric philosophy, we aim to be a lifelong partner in managing our clients' evolving insurance requirements.
Services
Medical Insurance
Dental Insurance
Life Insurance
Disability Insurance
Group Insurance
Vision Insurance
Short Term Medical
International Travel Insurance
Medicare Plans
Details
- Year established: 2007
Highlights and features
- We offer 17+ years of experience in Washington's insurance market since 2007
- Our team conducts personalized needs analysis for tailored solutions
- Licensed to represent most major insurance carriers in Washington
- We maintain direct relationships with carrier representatives for updated offerings
- Local expertise serving Federal Way, Tacoma, and surrounding communities
What people say
Unprecedented professionalism
Cost savings
Stress-free decision
Knowledgeable
Right balance of cost
Services
Medical Insurance
We provide comprehensive medical insurance solutions for individuals and groups. Our services include navigating Washington Healthplanfinder exchange options, analyzing tax credit eligibility, and comparing private market plans. We help clients evaluate Gold, Silver, Bronze, and HSA plan designs while verifying provider network compatibility to ensure optimal coverage selection.
Dental Insurance
Our dental insurance offerings include traditional plans with annual maximums and coinsurance structures, as well as affordable copay plans with no waiting periods. We represent major providers like Delta Dental and LifeMap, offering options that balance network size with cost-effectiveness for Washington residents.
Life Insurance
We offer term and permanent life insurance solutions tailored to individual circumstances. Our services include assessing appropriate coverage amounts, explaining policy structures, and helping clients understand the differences between term life's affordability and permanent life's cash value accumulation features.
Disability Insurance
Our disability insurance services focus on protecting clients' earning capacity. We help evaluate appropriate benefit periods, elimination periods, and coverage amounts while explaining policy features that ensure financial stability during unexpected work interruptions.
Group Insurance
We specialize in designing group insurance packages for businesses of all sizes. Our services include analyzing employee demographics, comparing carrier offerings, and implementing cost-effective benefit plans that balance employer contributions with employee needs.
People
Kimberly Thomas
Owner
Kimberly Thomas founded Insurance By Design in 2007 after becoming a licensed agent in 2000. With prior experience in sales and marketing across software, recycling, and advertising industries, she brings diverse business insights to insurance solutions. A Western Washington University graduate, she specializes in Washington state insurance markets and maintains strong carrier relationships to benefit clients.
Questions
What types of insurance do you offer?
We offer medical, dental, life, vision, disability, and group insurance solutions for individuals and businesses in Washington state.
How do you help with insurance selection?
We conduct personalized needs analyses, compare multiple carrier options, and recommend customized solutions based on your specific requirements and budget.
Do you serve businesses of all sizes?
Yes, we provide group insurance solutions for employer groups of any size, from small businesses to large organizations.
Are you licensed in Washington state?
Yes, we are licensed insurance brokers in Washington state with appointments to represent most major insurance carriers.
