Business Details
Emergency
services
Your Trusted Rural Insurance Partner in Caldwell, Ohio
Established in 1896, our company has dedicated over a century to providing tailored insurance solutions for rural Ohio communities. We specialize in farm insurance, rental dwelling coverage, and protection for homes in town, secondary residences, churches, and mobile homes. Our partnership with Grinnell Mutual Insurance Company allows us to offer comprehensive liability packages that meet diverse client needs. Led by Manager Katherine Johnson, our team combines deep local expertise with a commitment to personalized service. With a legacy of trust and stability, we prioritize understanding each client's unique risks to deliver reliable, cost-effective coverage.Our network of agents across Ohio ensures accessible support for policyholders, while our emergency response protocols demonstrate our dedication to client safety. As a mutual insurance company, we remain focused on serving our community's long-term interests rather than external shareholders. Our experience navigating evolving insurance landscapes positions us to provide forward-thinking solutions while maintaining traditional values of accountability and transparency.
Services
Farm Insurance
Rental Dwelling Coverage
Homeowners Insurance
Mobile Home Protection
Church Property Insurance
Seasonal Residence Coverage
Liability Packages
Emergency Response Services
Highlights and features
- We offer over 125 years of specialized experience in rural property insurance.
- Our partnership with Grinnell Mutual provides enhanced liability coverage options.
- We maintain a local agent network across Ohio for personalized service.
- Our emergency response protocols ensure rapid assistance when needed.
- As a mutual company, we prioritize policyholder interests over shareholder profits.
Services
Farm Insurance
Our farm insurance protects agricultural properties against risks like crop damage, equipment loss, and liability claims. We tailor policies to cover barns, livestock, and farming machinery while addressing unique rural exposures. With customizable options, we ensure comprehensive protection for both small family farms and large agricultural operations.
Rental Dwelling Coverage
Designed for property investors, this coverage protects rental units from structural damage, liability issues, and income loss due to tenant vacancies. We offer policies that cover multiple units while addressing specific risks associated with tenant-occupied properties across Ohio's rural communities.
Mobile Home Protection
We provide specialized insurance for mobile and manufactured homes, covering structural components, personal belongings, and liability risks. Our policies address unique challenges like transportation damage and location-specific hazards while maintaining affordability for rural homeowners.
Liability Packages
Through our partnership with Grinnell Mutual, we offer liability extensions that protect against lawsuits and third-party claims. These packages complement property insurance by covering legal fees, medical expenses, and settlement costs arising from covered incidents.
Emergency Response Services
Available 24/7, our emergency services help policyholders manage urgent situations like property damage from storms or accidents. We provide immediate guidance and coordinate claims processing to minimize disruptions while ensuring safety and compliance with policy terms.
People
Katherine Johnson
Manager
Katherine Johnson oversees daily operations and strategic direction, leveraging decades of insurance experience to maintain our mutual company's community-focused mission while ensuring regulatory compliance and financial stability.
Steve Strauss
President
As board president, Steve Strauss provides leadership in policy development and long-term planning, drawing on extensive agricultural insurance expertise to guide our company's growth and service expansion across rural Ohio.
Susan Tucker
Vice President
Susan Tucker manages underwriting operations and risk assessment strategies, applying specialized knowledge of rural property insurance to develop competitive policies that balance affordability with comprehensive coverage for Ohio policyholders.
Misty Landefeld
Agent
Misty Landefeld serves as a local insurance agent, assisting clients with policy selection and claims processing while maintaining deep knowledge of regional agricultural risks and community insurance needs in rural Ohio.
Robin Archer
Agent
Robin Archer provides personalized insurance solutions to Caldwell County residents, combining local market expertise with company resources to deliver tailored coverage options for farms, homes, and mobile properties.
Questions
What areas do you serve?
We primarily serve rural communities across Ohio through our network of local agents.
What types of insurance do you offer?
We specialize in farm insurance, homeowners policies, rental property coverage, and mobile home protection.
Do you offer emergency services?
Yes, we provide emergency assistance through dedicated phone lines available 24/7.
Can I get liability coverage with my policy?
Yes, we offer liability packages in partnership with Grinnell Mutual Insurance Company.
