Business Details
50+ Years
experience
Your Trusted Insurance Partner in Cumberland, OH
Founded in 1960, Howell-Craig Insurance Agency has served Cumberland and surrounding communities for over six decades. Our family-owned business prioritizes personalized service, helping clients identify risks and craft customized insurance solutions. We represent multiple carriers to ensure competitive pricing and comprehensive coverage for homes, farms, vehicles, and businesses. With a legacy of community involvement and a focus on hometown service, we guide clients through claims with transparency and efficiency. Our team remains committed to supporting local organizations and providing free policy reviews to ensure ongoing satisfaction. 
Services
Home Insurance
Farm Insurance
Auto Insurance
Commercial Insurance
Manufactured Home Insurance
Antique Auto Insurance
Camper Insurance
Motorcycle Insurance
ATV Insurance
Details
- Year established: 1960
Highlights and features
- We offer over 60 years of localized insurance expertise.
- Our team provides free policy reviews and competitive comparisons.
- We prioritize personalized risk assessment over one-size-fits-all solutions.
- Our agency supports local nonprofits and community initiatives.
- We maintain transparent claims processes with dedicated support.
What people say
Quickly responded
Better price
Treat us right
Community support
Personalized service
Services
Home Insurance
Protects homeowners against financial losses from fire, theft, natural disasters, and liability claims. Our policies cover repairs, replacements, and personal liability protection. We customize plans for houses, condos, and manufactured homes while ensuring competitive pricing and clear policy terms.
Farm Insurance
Covers farm properties, equipment, livestock, and liability risks. Policies include crop protection, machinery breakdown endorsements, and liability coverage for farm operations. We serve small family farms and large agricultural enterprises with tailored solutions that address seasonal and operational risks.
Auto Insurance
Provides liability, collision, and comprehensive protection for personal and specialty vehicles. Our policies include roadside assistance, uninsured motorist coverage, and customized plans for classic cars, motorcycles, and ATVs. We ensure compliance with state requirements while optimizing coverage affordability.
Commercial Insurance
Safeguards businesses against property damage, liability claims, and operational disruptions. Policies cover commercial properties, equipment, and liability risks. We help businesses maintain continuity through tailored plans that address industry-specific risks and regulatory compliance requirements.
Manufactured Home Insurance
Specialized policies for manufactured and mobile homes covering structural damage, personal property loss, and liability. We address unique risks like transportation damage and location-specific hazards while providing affordable options for permanent and seasonal residences.
People
Melinda Yerian
Business Manager
Melinda manages daily operations and client relations, continuing the agency's tradition of personalized service. With hands-on experience since 2018, she focuses on clear policy explanations and community engagement.
Ron Yerian
Co-Owner
Ron co-owns the agency with Melinda, overseeing strategic operations. His leadership ensures continuity of the agency's core values while adapting to modern insurance needs and technological advancements.
Questions
What types of insurance do you offer?
We provide home, farm, auto, commercial, and specialty policies including antique vehicles, campers, and ATVs.
Can I get a free policy review?
Yes, we offer complimentary comparisons of your current policy versus alternative options to ensure optimal coverage.
Do you insure specialty vehicles?
Yes, we cover antique cars, motorcycles, ATVs, and campers with tailored liability and protection plans.
How do claims work?
Our team guides you through documentation, timelines, and settlement processes to ensure clear communication during claims resolution.
Are you locally owned?
Yes, we're a family-owned Cumberland agency serving the community since 1960 with three generational transitions.
