Business Details
14 Years
experience
Your Trusted Insurance Partner for Construction & Community
Builders Insurance Group was established in 2012 as a fully owned subsidiary of the Rhode Island Builders Association. Our team brings over 130 years of combined experience serving the construction industry, offering tailored insurance solutions that support both businesses and families. We reinvest profits into contractor education, safety programs, and legislative advocacy to strengthen the industry. As a full-service independent agency, we serve Rhode Island and all of New England with personalized, local service. Our licensed professionals specialize in commercial, health, and personal lines insurance, catering to sole proprietors, large corporations, and families.We prioritize community engagement and industry expertise, ensuring clients receive competitive coverage options. Our partnerships with premier insurers allow us to deliver customized programs that address unique risks. With decades of experience and a commitment to transparency, we act as trusted advisors for our clients' insurance needs. Our team's certifications and dedication to continuing education ensure clients receive informed guidance. We pride ourselves on being accessible, responsive, and deeply invested in the communities we serve.
Services
Contractors Insurance
Group Health Insurance
Homeowners Insurance
Commercial Auto Coverage
Workers Compensation
Business Interruption
General Liability
Professional Liability
Equipment Insurance
Construction Bonds
Details
- Year established: 2012
Highlights and features
- We reinvest profits into industry education and safety programs through the Rhode Island Builders Association
- Our team holds 130+ years of combined construction insurance expertise
- We offer personalized service with local Rhode Island community knowledge
- We partner with premier national and local insurers for customized solutions
- Our agents maintain advanced industry certifications including CIC and CPCU
What people say
Lowest premium rate
Expeditious service
25 years of trust
Live person support
Knowledgeable advisors
Services
Contractors Insurance
Specialized insurance programs for construction businesses protect against industry-specific risks. Our policies cover equipment, liability, and project-specific exposures while supporting business continuity. With deep industry knowledge, we help contractors manage risks associated with building projects of all sizes.
Group Health Insurance
Customizable health insurance solutions for companies of all sizes help employers attract quality talent. Our experienced agents compare offerings from major carriers to find cost-effective plans that meet both employer and employee needs while complying with current regulations.
Homeowners Insurance
Comprehensive homeowners insurance policies protect your most valuable asset with tailored coverage options. We help clients navigate different policy structures to find optimal protection for their homes and personal property while ensuring competitive pricing.
Commercial Auto Coverage
Specialized vehicle insurance for business fleets protects against liability and property damage. Our policies cover work-related vehicle usage with customizable options for different types of commercial vehicles and transportation needs.
Workers Compensation
Mandatory insurance programs protect businesses against workplace injury claims while safeguarding employees. We help contractors meet legal requirements with comprehensive coverage that addresses both medical expenses and lost wages.
People
Chuck Lowe
Agency Manager
Certified Insurance Counselor with over 45 years in the industry. Leads BIG's team while advocating for insurance automation education. Active community volunteer with extensive local ties and construction industry expertise.
Michelle A. Soares
Commercial Lines Account Executive
30+ years experience serving Rhode Island businesses. Holds multiple industry certifications including CPCU. Specializes in commercial risk management while maintaining commitment to client education and community service.
Cristina M. Caporaletti
Personal Lines Account Manager
25-year insurance professional with decade of personal lines expertise. Focuses on family protection and asset security. Active RISPCA volunteer with bilingual capabilities and deep community connections.
Questions
What types of insurance does Builders Insurance Group specialize in?
We specialize in construction industry insurance, commercial property, workers compensation, business liability, and group health plans for businesses of all sizes.
How does Builders Insurance Group support the construction industry?
As a subsidiary of the Rhode Island Builders Association, we reinvest profits into contractor education, safety programs, and legislative advocacy to strengthen the industry.
Do you offer personalized insurance solutions?
Yes, our experienced agents create customized coverage programs tailored to each client's specific needs and risk profiles.
What areas do you serve?
We serve all of Rhode Island and the broader New England region with local expertise and personalized service.
How can I get a quote?
Contact us directly through our website or phone number to speak with a licensed agent who will help you obtain competitive quotes.
What certifications do your agents hold?
Our team maintains advanced certifications including Certified Insurance Counselor (CIC) and Chartered Property Casualty Underwriter (CPCU).
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