Business Details
27 Years
experience
Your Trusted Insurance Partner in Lufkin, TX
Established in 1999, Toole Insurance Agency has built a reputation for providing tailored insurance solutions to individuals and businesses in Lufkin, Texas. As an independent agency, we prioritize our clients' needs by offering a wide range of products from multiple carriers, ensuring competitive pricing and comprehensive coverage. Our team of licensed professionals brings decades of combined experience in personal, commercial, and specialized insurance sectors, including church and religious organization policies.We emphasize personalized assessments to address unique risks, focusing on long-term client relationships and proactive risk management. Our commitment to transparency and client advocacy sets us apart in an industry often driven by standardized solutions.
Services
Auto Insurance
Home Insurance
Church Insurance
Commercial Insurance
Mobile Home Insurance
Renters Insurance
Flood Insurance
RV Insurance
Details
- Year established: 1999
Highlights and features
- We are an independent agency offering policies from multiple carriers to find your best match.
- Our team holds decades of combined insurance experience across diverse sectors.
- We specialize in church and religious organization insurance coverage.
- Licensed since 2001, we maintain deep local market knowledge and community ties.
- We provide personalized risk assessments rather than one-size-fits-all solutions.
Services
Auto Insurance
We provide comprehensive auto insurance policies tailored to individual drivers and fleets. Our offerings include liability, collision, and comprehensive coverage options with flexible payment plans. Our agents help clients navigate discounts and bundling opportunities to optimize premiums while maintaining adequate protection.
Church Insurance
Specialized insurance solutions for churches and religious organizations address unique risks like property damage, liability claims, and clergy misconduct. We conduct detailed assessments to avoid underinsurance or unnecessary coverage while ensuring compliance with denominational requirements and state regulations.
Home Insurance
Our home insurance policies cover standard risks including fire, theft, and weather damage while offering customizable riders for high-value items or specific hazards. We assist homeowners in understanding policy nuances like actual cash value versus replacement cost coverage to make informed decisions.
Commercial Insurance
We offer commercial packages combining property, liability, and specialized coverages like fidelity bonds or cyber liability. Our approach focuses on industry-specific risks, helping businesses in sectors like construction, retail, and professional services create resilient protection strategies.
Mobile Home Insurance
Tailored policies for mobile homes and RVs address unique challenges including transit risks and seasonal usage patterns. Coverage includes structural protection, personal belongings, and liability components with options for full-time or vacation use scenarios.
People
John Toole
Co-Owner
With over 35 years in insurance since starting his career in 1987, John co-founded Toole Insurance Agency in 1999. He specializes in commercial and church insurance, leveraging extensive carrier relationships to benefit clients.
Elizabeth Toole
Co-Owner
Licensed since 2001, Elizabeth co-founded Toole Insurance Agency after purchasing the Lufkin-based business. She focuses on client relations and policy customization, ensuring personalized service for individuals and organizations.
Bertha A.
Personal Lines Agent
A licensed agent since 2010, Bertha specializes in personal insurance products. She helps clients navigate auto, home, and renters policies while maintaining a focus on long-term client education.
Don B.
Property & Casualty Producer
Licensed since 2008, Don handles complex commercial and specialty insurance cases. His expertise includes risk assessment for businesses and religious organizations across East Texas.
Chris P.
Property & Casualty Producer
A licensed producer since 2018, Chris focuses on emerging insurance needs for new businesses and homeowners. He specializes in explaining policy details clearly while identifying cost-saving opportunities.
Questions
What types of insurance do you offer?
We provide auto, home, mobile home, renters, commercial, church, and specialty insurance policies tailored to individual and business needs.
Are you affiliated with specific insurance companies?
As an independent agency, we work with multiple carriers to find coverage options that best match your requirements rather than representing a single insurer.
How can I get a personalized insurance quote?
Contact us via phone or our website to schedule a free consultation where we'll assess your needs and provide customized policy recommendations.
Do you offer payment plans for insurance premiums?
Yes, we accept check, credit/debit cards, and electronic payments. Many carriers also offer installment payment options for policyholders.
What makes your church insurance different from standard policies?
Our church insurance includes specialized coverage for clergy misconduct, event liabilities, and unique property risks while avoiding generic 'one-size-fits-all' approaches.
Can you help with insurance claims?
We guide clients through the claims process and maintain direct contact with carriers to ensure timely resolution of claims filed under policies we originate.
