Business Details
47 Years
experience
Your Trusted Insurance Partner in Texas
Firemark Insurance Agency has been a trusted provider of homeowners protection policies in Texas since 1979, insuring over 25,000 homes across the state. We specialize in personalized insurance solutions, offering tailored home, auto, life, motorcycle, and business insurance products designed to meet individual financial planning needs. Our team works directly with builders and mortgage companies to ensure seamless coverage coordination, providing clients in Texas, Tennessee, and Arizona with competitive rates and dedicated support. With partnerships across A.M.Best 'A' rated insurance companies, we prioritize client advocacy during claims processes and maintain a one-on-one service approach to build long-term relationships. Our expertise in navigating policy complexities and commitment to transparency ensures clients receive optimal coverage aligned with their lifestyle and risk management requirements.
Services
Home Insurance
Auto Insurance
Life Insurance
Motorcycle Insurance
Flood Insurance
Renters Insurance
Business Insurance
Umbrella Insurance
Personal Insurance
Boat & Watercraft Insurance
Details
- Year established: 1979
Highlights and features
- We offer 45+ years of experience in Texas homeowners insurance since 1979
- Our team coordinates directly with builders and mortgage companies for seamless coverage
- We provide tailored policies from multiple A.M. Best 'A' rated carriers
- We guarantee competitive pricing through partnerships with top insurance providers
- Our dedicated claims advocacy ensures client-first resolution processes
Associations and certifications
- A.M. Best
Services
Home Insurance
Our home insurance policies protect Texas homeowners against fire, windstorm, hail, and burglary damage while offering customizable coverage for water-related risks. We specialize in HO A+, HO 3 Standard, and HO 5 Expanded forms with optional flood coverage. Our agents help clients navigate policy differences to ensure adequate protection for both structure and personal belongings.
Auto Insurance
We provide comprehensive auto insurance solutions including liability, collision, and comprehensive coverage with deductible options from $100 to $1,000. Our services cater to standard, high-risk, and classic vehicle owners while offering discounts for multi-policy bundling and safety courses. We help clients understand coverage limits and optional protections like roadside assistance.
Life Insurance
Our life insurance offerings include term and permanent policies designed to protect families financially. We specialize in creating customized solutions that cover final expenses, income replacement, and estate planning needs. Our agents work with multiple carriers to find policies that match clients' long-term financial goals and budget requirements.
Flood Insurance
We offer NFIP-certified flood insurance policies for Texas properties in flood zones, covering structural damage and personal property losses. Our specialists help clients understand flood zone risks and select appropriate coverage levels. We provide both standard and excess flood insurance options with replacement cost coverage for eligible properties.
Renters Insurance
Our renters insurance policies protect personal belongings against fire, theft, and water damage while providing liability coverage for apartment dwellers. We offer customizable coverage limits with optional endorsements for high-value items. Our agents help clients document possessions through home inventories and recommend appropriate deductible amounts.
Questions
How do I create a home inventory for insurance purposes?
Document possessions with photos/videos, record purchase details, and store records off-site. Use www.knowyourstuff.org's free tools to create a comprehensive inventory for accurate coverage.
What does standard homeowners insurance cover?
Covers structure damage from fire/wind, personal belongings theft, liability for injuries on property, and additional living expenses during repairs. Excludes floods and earthquakes.
How much homeowners insurance do I need?
Ensure coverage equals rebuilding costs (not mortgage amount), includes personal belongings value, liability protection ($300k+ recommended), and 20% additional living expense coverage.
Can I save money on insurance policies?
Combine home/auto policies, raise deductibles to 1% of home value, install security systems for discounts, and maintain continuous coverage without gaps.
Should I purchase an umbrella liability policy?
Yes, for additional liability coverage beyond standard policy limits. Provides cost-effective protection for assets with $1M+ coverage available when underlying policies meet minimum requirements.
