Business Details
20 Years
experience
Your Trusted Insurance Partner in Port Townsend
Kristin Manwaring Insurance, known as KMi, is an independent, locally owned health and life insurance agency dedicated to providing tailored insurance solutions for individuals, families, employers, and Medicare beneficiaries. With over 50 combined years of industry experience, our team of licensed professionals prioritizes personalized service, leveraging deep expertise to help clients navigate complex insurance options and select plans that align with their unique needs. Since 2006, we have built a reputation for integrity, professionalism, and community-focused service, offering a comprehensive range of products including employer-sponsored benefits, Medicare guidance, and financial protection solutions.Our commitment extends beyond policy placement, ensuring ongoing support and education to empower clients in making informed decisions. As a trusted advisor, we maintain strong relationships with leading carriers to deliver competitive rates and exceptional value. Our small-town values, combined with national expertise, position us to advocate effectively for our clients while fostering long-term partnerships rooted in trust and transparency.
Services
Employee Benefits
Medicare Guidance
Life Insurance
Disability Insurance
Long-Term Care Insurance
Health Savings Accounts
Vision Insurance
Dental Insurance
Details
- Year established: 2006
Highlights and features
- We offer 50+ years of combined experience in health insurance expertise.
- Our team provides personalized service tailored to individual and business needs.
- We maintain strong carrier relationships to secure competitive rates and options.
- Our local ownership ensures community-focused decision-making and accountability.
- We provide comprehensive Medicare education and enrollment assistance year-round.
What people say
Professional and helpful
Outstanding service
Knowledgeable and responsive
Exceptional service
Trusted partner
Services
Employee Benefits
We design comprehensive employee benefit packages for small to mid-sized businesses, including medical, dental, vision, and voluntary benefits. Our solutions help employers attract talent while managing costs through flexible options like HSAs, FSAs, and premium-only plans. With expertise in carrier negotiations and compliance requirements, we ensure businesses receive tailored programs that align with organizational goals and employee needs.
Medicare Guidance
Our team specializes in Medicare education and plan selection, offering personalized reviews of Supplement, Advantage, and Part D prescription drug plans. We help beneficiaries understand enrollment periods, avoid penalties, and optimize coverage based on health conditions and medication needs. Through one-on-one consultations, we simplify complex Medicare options while maintaining compliance with CMS regulations and documentation requirements.
Life Insurance
We provide term and permanent life insurance solutions to protect families and businesses against financial loss. Our process includes needs assessments to determine appropriate coverage amounts, policy comparisons across multiple carriers, and ongoing reviews to ensure policies adapt to life changes. We emphasize transparency in policy features, underwriting processes, and long-term value to help clients make informed decisions.
Disability Insurance
Our disability insurance offerings help individuals and businesses safeguard income against unexpected illness or injury. We analyze clients' financial obligations and occupation-specific risks to recommend short-term and long-term coverage options. By comparing policy definitions, benefit periods, and elimination periods across carriers, we ensure clients receive protection that aligns with their income replacement needs and budget constraints.
Long-Term Care Insurance
We offer long-term care insurance solutions to address future care needs while preserving assets. Our approach includes evaluating clients' family history, financial status, and care preferences to design policies covering home care, assisted living, or nursing facility expenses. We emphasize early planning to secure more affordable premiums and comprehensive coverage options tailored to individual risk profiles.
People
Kristin Manwaring
President
Kristin founded KMi in 2006 after a decade with Brent Shirley & Associates. She specializes in employer benefit solutions and community education, leveraging 25+ years of insurance expertise to lead the agency's strategic direction and client advocacy efforts.
Jennifer Jenkins
Licensed Producer
Jennifer joined KMi in 2011 following a corporate career in textiles. She focuses on small business benefits administration, combining operational efficiency with personalized service to help clients achieve their employee retention and cost-management goals through tailored insurance programs.
Jim Manwaring
Licensed Producer
Jim has served individual clients since 2008, specializing in personalized policy education. A Washington native and Army veteran, he emphasizes client-centered communication to help families navigate health and life insurance decisions with confidence.
Christie Sarosky
Licensed Producer
Christie joined KMi in 2016 with 15 years of Medicare expertise. She prioritizes one-on-one community engagement, helping seniors understand complex coverage options while maintaining her passion for local arts and outdoor recreation.
Tonya Brinkley
Licensed Producer
Tonya transitioned to insurance in 2021 after nonprofit and education roles. She focuses on employer-sponsored coverage solutions, applying her background in social services to create accessible benefits programs that support workforce well-being in the Pacific Northwest.
Questions
What types of insurance does KMi offer?
KMi provides health, dental, vision, life, disability, and long-term care insurance for individuals and businesses, with specialized Medicare guidance and employer-sponsored benefit programs.
How can KMi help small businesses with insurance?
We offer tailored employee benefit solutions including plan design, carrier comparisons, and compliance support to help small businesses attract talent while managing costs effectively.
Do you provide Medicare enrollment assistance?
Yes, we offer personalized Medicare plan reviews, enrollment guidance, and annual coverage evaluations to ensure beneficiaries maintain optimal coverage year-round.
What areas do you serve?
While based in Port Townsend, WA, we serve clients throughout Jefferson County and across Washington State for individual and business insurance needs.
How does KMi differentiate itself from other agencies?
Our combination of 50+ years of local expertise, personalized service approach, and commitment to community education creates lasting partnerships that prioritize client needs over sales targets.
Can I get help understanding insurance terminology?
Absolutely. Our team specializes in simplifying complex insurance concepts through clear explanations and visual aids to ensure you make fully informed decisions.
