Business Details
Your Trusted Partner for Life Insurance Policy Solutions
At Boyd Settlements, we specialize in helping policy owners explore life settlement options to maximize the value of their life insurance policies. With decades of combined experience in the financial services industry, our team provides personalized guidance to individuals facing changing financial needs. We act as fiduciaries dedicated to policy owners' interests, offering alternatives beyond traditional surrender or lapse scenarios.Our expertise spans universal life, term, and group policies, with a focus on competitive market valuation. We prioritize compassionate service while navigating complex transactions involving premium affordability, health status, and policy valuation. Our approach emphasizes transparency in policy valuation processes and regulatory compliance across all states where we operate.
Services
Life Settlements
Policy Valuation
Financial Consultation
Health Status Analysis
Premium Obligation Review
Highlights and features
- We act as fiduciaries dedicated solely to policy owners' interests
- Our team has decades of combined experience in life settlements
- We provide personalized guidance for complex policy valuation scenarios
- We maintain regulatory compliance across all 50 states
- We offer competitive market valuation analysis for policy sales
What people say
Professional and helped beyond expectations
Substantial amount of money
Expert in his field
Delivered in a big way
Compassionate understanding
Services
Life Settlements
We facilitate life insurance policy sales through ethical settlement transactions. Our process evaluates policy value based on health status, premium obligations, and market conditions. Clients receive competitive offers while maintaining regulatory compliance throughout the transaction.
Policy Valuation
Our valuation experts assess policy worth considering future premiums, health status, and policy type. We provide detailed market comparisons to help owners understand their policy's true financial potential beyond surrender values offered by insurers.
Financial Consultation
We offer personalized financial guidance for policy owners facing changing circumstances. Our consultation covers premium affordability, tax implications, and alternative financial strategies to help clients make informed decisions about their insurance assets.
Health Status Analysis
Our team evaluates health status impacts on policy value through confidential medical record reviews. This analysis helps determine optimal settlement timing and potential transaction value while maintaining client privacy.
Premium Obligation Review
We analyze ongoing premium costs against policy benefits to determine financial viability. Our assessment helps clients understand whether maintaining, modifying, or selling their policy aligns best with their current financial situation.
People
Boyd Crisler
Founder
With decades of life settlement experience, Boyd Crisler specializes in helping policy owners maximize their insurance assets. His fiduciary approach prioritizes client interests through personalized guidance and competitive market valuation analysis.
Questions
What is a life settlement?
A life settlement involves selling all or part of an existing life insurance policy when it's no longer needed or affordable, providing better financial options than surrendering to the insurer.
What types of policies qualify?
Most policies qualify including universal life, term, group life, and convertible term policies through our settlement process.
Why avoid direct buyers?
Direct buyers limit competition and offer lower prices, while we ensure maximum value through competitive market analysis.
How long does the process take?
Each case is unique, but we handle all transaction steps while keeping clients informed throughout the timeline.
How are proceeds received?
Funds can be received as lump sums or structured payments while maintaining partial death benefits if desired.
Are proceeds taxable?
Tax treatment varies - some funds may be tax-free while others are taxed as income or capital gains based on individual circumstances.
