Protecting You, Your Family, and Your Business, One Policy at a Time.
At Value Rate Insurance Agency, we're committed to providing top-notch insurance services to individuals, families, and businesses across Florida. With over 42 years of experience in the industry, we've built a reputation for personalized service, expert guidance, and unparalleled customer support. Our mission is to empower our clients with the best coverage options at affordable rates, ensuring peace of mind and financial security in the face of life's uncertainties.
Our Services
As a leading insurance agency in Largo, Florida, we offer a comprehensive range of policies designed to cater to diverse needs and preferences. Our portfolio includes:
- Auto Insurance: Protect yourself and your vehicle with our tailored auto insurance policies, designed to provide comprehensive coverage for accidents, injuries, and damages.
- Home Insurance: Safeguard your home and personal belongings with our customized homeowner's insurance policies, featuring protection against damage, theft, and natural disasters.
- Health Insurance: Explore our range of health insurance options, including Medicare plans, to ensure access to quality medical care without financial burdens.
- Pre-Burial Insurance: Plan for the unexpected with our pre-burial insurance policies, designed to ease the financial burden on your loved ones in the event of your passing.
- Commercial Insurance: Protect your business with our commercial auto insurance, commercial property insurance, and worker's compensation insurance policies, crafted to mitigate risks and ensure continuity.
Our Expertise
Our team of insurance specialists boasts extensive knowledge and expertise in the industry, ensuring that you receive personalized attention and guidance throughout the policy selection process. We work closely with top-rated carriers to ensure that you have access to the best coverage options at competitive rates. Our commitment to excellence is reflected in our top 25 ranking among GMAC Insurance Company agencies in the United States.
Why Choose Us
At Value Rate Insurance Agency, we pride ourselves on our exceptional customer service, flexibility, and adaptability. We understand that every client's needs are unique, which is why we offer:
- Personalized consultations and policy tailoring
- Competitive rates and flexible payment options
- Multilingual support (English and more)
- Extended hours of operation for convenience
- Online quotes and policy management for ease of use
Agent Performance and Customer Experience
The reviews highlight the mixed performance of the agents at Affordable Insurance Agency. On one hand, some agents like Mack and Inga are praised for their excellent customer service, responsiveness, and ability to provide affordable insurance plans. On the other hand, Carolyn Chambers is severely criticized for her lack of concern for customers' needs and prioritizing her commission over their well-being.
Communication and Responsiveness
Some customers have had a poor experience with the agency's communication and responsiveness. Kristie Hall's review highlights the difficulty in getting through to the office, with calls being forwarded and no one available to attend to her concerns.
Pricing and Affordability
The agency's pricing and affordability are a major point of attention in the reviews. While some customers have praised the agency for providing affordable insurance plans, others like Jim Cherry have experienced a significant increase in prescription costs after switching to Medicare.
Overall Experience
The majority of customers have had a positive experience with Affordable Insurance Agency, praising the staff's knowledge, friendliness, and professionalism. The agency's ability to provide customized insurance plans and excellent customer service has earned it a high rating from most customers.

Be the first to review Affordable Insurance Agency.
Write a Review