Business Details
45 Years
experience
Trusted Insurance Advisors for Personal and Commercial Coverage in St. Louis
At MGI Risk Advisors, we have built a reputation on trust, honesty, and integrity since 1981. Our team of experienced brokers combines decades of industry knowledge with a personalized approach to deliver tailored risk management solutions for both individuals and businesses. We represent most of America's largest insurance carriers while maintaining a boutique-style service that prioritizes individual client needs. Our brokers specialize in understanding the unique complexities of various industries, ensuring comprehensive coverage for commercial clients and customized protection for personal needs. With global resources and a local focus, we provide expert guidance in property, liability, casualty, and specialty insurance markets.Our commitment to exceeding client expectations is reflected in our client-centered philosophy and dedication to safeguarding what matters most. We treat every client relationship with fairness and respect, striving to instill confidence and security in both personal and business assets. Our board of directors ensures we maintain our mission of being professional, knowledgeable partners in risk management. Through proactive advice and personalized service, we prepare clients for life's uncertainties while providing peace of mind. Our team's extensive experience across diverse industries enables us to offer innovative solutions that adapt to evolving client needs.
Services
Commercial Insurance
Personal Insurance
Life & Health Insurance
Risk Management Solutions
Customized Insurance Plans
Details
- Year established: 1981
Highlights and features
- We have over 40 years of experience in customized risk management solutions
- Our brokers specialize in industry-specific insurance programs for diverse sectors
- We combine global resources with personalized, boutique-style service
- Our core values of trust and integrity guide every client interaction
- We offer specialized coverage for unique risks across 20+ industries
Services
Commercial Insurance
MGI Risk Advisors designs tailored commercial insurance programs for businesses of all sizes and industries. Our brokers analyze property, liability, and casualty needs to create comprehensive protection packages. With expertise in sectors like construction, healthcare, and technology, we offer specialized coverage including cyber risk, directors & officers liability, and workers compensation.
Personal Insurance
We provide customized personal insurance solutions protecting homes, vehicles, and life events. Our brokers create personalized plans considering clients' unique circumstances and major life changes. Coverage options include auto, home, flood, and umbrella insurance, with a focus on anticipating risk factors that might affect premiums or coverage requirements.
Risk Management
Our risk management services identify potential threats to businesses and individuals through detailed assessments. Brokers evaluate property exposures, liability risks, and industry-specific vulnerabilities. We implement strategies to mitigate risks before incidents occur, including specialized coverage for cyber threats, employment practices liability, and management liability.
Life & Health Insurance
MGI offers comprehensive life and health insurance solutions for individuals and businesses. Our brokers help clients plan for future uncertainties through term life, disability, and long-term care policies. For employers, we provide group medical, dental, and benefits packages tailored to workforce needs while maintaining cost-effectiveness.
Specialty Insurance
We provide specialized insurance for unique risks across various industries. Services include coverage for religious institutions, transportation fleets, professional liability, and equipment protection. Our brokers access global markets to secure policies for complex exposures like earthquake, directors & officers liability, and cyber risk management.
People
Lori Merriman
Vice President of Operations
With over 20 years in insurance, Lori leads operations at MGI Risk Advisors. She manages agency technology and workflow systems while serving as Secretary for the St. Louis Chapter of Applied Client Network. Her expertise spans operations management and client service optimization.
Mike Clark
Business Development Manager
Mike brings 35+ years of insurance experience to MGI, specializing in commercial accounts. He mentors new insurance professionals and develops business strategies. His career spans all levels from customer service to agency management, serving small to mid-market clients.
Alberto Lugo
Benefits Manager
Alberto has headed MGI's Benefits Department since 1998. He holds licenses in multiple states and specializes in group medical, disability, and senior market insurance. With 24+ years as an agent, he provides expert guidance on employee benefits and life insurance solutions.
Bill Reilly
Agency Technology Manager
Bill oversees MGI's technology infrastructure since joining in 2017. He manages software systems and workflow configurations, leveraging his experience with Applied Systems' Epic platform. His technical expertise ensures efficient agency operations and digital transformation.
Questions
How can I get a personalized insurance quote?
Contact MGI Risk Advisors directly through our website or phone number to speak with a broker who will assess your specific needs.
What types of insurance do you offer?
We provide commercial insurance, personal insurance, life & health coverage, and specialized risk management solutions for various industries.
Why choose MGI Risk Advisors over other agencies?
Our combination of industry expertise, personalized service, and global resources provides tailored solutions that adapt to evolving client needs.
Which areas do you serve?
While based in St. Louis, MO, we serve clients across the Midwest and have access to global insurance markets.
How do you handle claims assistance?
Our brokers provide ongoing support throughout the claims process, leveraging relationships with major carriers to ensure timely resolution.
