Minimize Cost. Maximize Benefits.
At Cosby Insurance Group, we pride ourselves on our extensive experience in the employer-based group health insurance plans, providing expert guidance on the Affordable Care Act (ACA) and other related healthcare laws. With over 35 years of industry expertise, we have honed our skills to best serve small to medium-sized businesses, start-ups, and medium-sized companies with 25-350 employees throughout the Northern Virginia area.
The Team
Our team, led by President and CEO Steven G. Cosby, MHSA, is dedicated to providing unparalleled customer service with a personal touch. Steven has more than three decades of experience in the employer health benefits industry, with expertise in underwriting, pricing, and funding arrangements. His extensive background in healthcare law, healthcare reform, and healthcare insurance enables us to offer informed guidance to individual and business clients.
Services
We offer a comprehensive range of services, including:
ACA Healthcare Reform: At Cosby Insurance Group, we are well-versed in the Affordable Care Act and its implications for businesses. We guide clients through the complexities of health care reform, ensuring compliance with existing regulations and identifying opportunities for optimization.
Health Savings Accounts (HSAs): We help businesses balance cost and minimize risk by introducing Health Savings Accounts (HSAs) in conjunction with High Deductible Health Plans (HDHPs). This unique approach enables employers to offer quality coverage while controlling expenses.
Employer Sponsored Health Plans: We design and implement customized employer-sponsored health plans tailored to our clients' specific needs and goals. Our expertise ensures that employees receive quality coverage while minimizing costs.
Expatriate (Expat) Insurance: Experienced expatriate employees require specialized insurance coverage. We provide expert guidance on expatriate insurance options, ensuring that international employees receive the comprehensive coverage they deserve.
Client Testimonials: Don't just take our word for it! Our satisfied clients have shared their experiences with us. Read their testimonials to learn firsthand about the exceptional service and expertise we deliver.
Partner Providers: At Cosby Insurance Group, we partner with leading healthcare providers to ensure that our clients receive top-notch care. We work closely with our partner providers to design and implement plans that meet the unique needs of our clients.
Tax Advantages: We can help employers take advantage of tax benefits associated with health insurance, such as Section 105 plans, Flexible Spending Accounts (FSAs), and Health Reimbursement Arrangements (HRAs).
Individual Health Benefits: We also address individual health insurance needs, providing guidance on Medicare, Medicaid, and individual health insurance options.
Services
At Cosby Insurance Group, our mission is to minimize costs while maximizing benefits for our clients. Our comprehensive services include:
- ACA Healthcare Reform
- Health Savings Accounts (HSAs)
- Employer Sponsored Health Plans
- Expatriate (Expat) Insurance
- Client Testimonials
- Partner Providers
- Tax Advantages
- Individual Health Benefits
Exemplary Service from Cosby Insurance Group
The reviews for Cosby Insurance Group are overwhelmingly positive, with all three reviewers giving the company a 5-star rating. The reviewers praise the group for their exceptional service, citing their knowledge, reliability, and responsiveness as key strengths. They note that the company is proactive, professional, and easy to work with, making them stand out from other brokers and benefit specialists.
Attention to Detail and Expertise
Reviewers highlight the group's thorough understanding of complex health care issues, including health reform and new laws. They praise Steven Cosby, in particular, for his ability to clearly explain complicated concepts and his willingness to listen to clients' needs. Reviewers also appreciate Steven's prompt response to their inquiries and his ease in following up on actions.
Overall Impression
The reviews collectively convey a sense of trust and satisfaction with Cosby Insurance Group's services. Reviewers feel confident in the company's ability to handle their health insurance needs and appreciate the personalized attention they receive.
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