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Protecting Your Future Today

At Rice and Fowler Insurance Agency, we believe that our clients' financial security and quality of life deserve the utmost dedication, expert advice, and personal attention from a trusted partner. As your insurance advisor, we help you make smart decisions-protecting you from the unexpected and planning for the predictable. Our team of experienced professionals is committed to providing you with comprehensive insurance solutions tailored to your specific needs.

Established in 1998, Rice and Fowler Insurance Agency is an independent insurance agency specializing in home insurance, auto insurance, farm insurance, business insurance, and church insurance in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI, and throughout the state of Michigan. Being independent means that our priority is you-not the insurance company. We represent many A+ rated carriers that offer a wide variety of coverage options and price points, enabling us to deliver the right blend of price, coverage, and service.

Our goal is to protect you from the unexpected through top-quality insurance coverage that works for your needs, as well as your budget. Whether you're looking for personal insurance or business insurance, we have got you covered. We believe in creating long-term relationships with our clients, and we strive to make sure that you feel valued and respected at all times.

Meet Our Team

Our team consists of experienced professionals who are dedicated to providing you with the best possible service. We believe that our clients' financial security and quality of life deserve the utmost dedication, expert advice, and personal attention from a trusted partner. Our team members are always ready to help you with any insurance-related questions or concerns you may have. They are knowledgeable, friendly, and always eager to assist you in finding the right insurance coverage for your needs.

Amazing Feedback

At Rice and Fowler Insurance Agency, we take pride in the positive feedback we receive from our clients. We believe that our commitment to providing exceptional service and finding the best possible insurance coverage for our clients has contributed to our excellent reputation. Here are a few testimonials from our satisfied clients:

"The ladies at R&F are always very helpful whenever I call with a question or request. Marc D is an excellent agent; for example, when we purchased new RV, he was proactive in suggesting alternatives coverage issues." - Mark Zuzelski

"Annette was so easy to work with even when I would throw changes at her. She was patient and informative. We had a great experience while switching our insurance!" - Kelli Nash

"They are very thorough with keeping my policies and coverages on point for my needs. Honest and great communication. Helpful when you have any questions or concerns. Keep me informed of any changes to fees or coverages." - Chris Salisbury

"It was time to shop around for Home and Auto Insurance, I have had my Motorcycle Ins through them for a while now. Ashley of Rice and Fowler Ins. Agency was very helpful in determining that they were the most cost-effective solution for my other Insurance. Very responsive, and helpful." - Theron Shinew

Insurance Specialties

At Rice and Fowler Insurance Agency, we specialize in a wide range of insurance services, including:

  • Personal Insurance: Our goal is to protect you from the unexpected through top-quality insurance coverage that works for your needs, as well as your budget. We offer a variety of personal insurance services, including home insurance, auto insurance, motorcycle insurance, condo insurance, and flood insurance.
  • Business Insurance: We'll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs. Our business insurance services include farm insurance, business owners insurance, church insurance, general liability insurance, and business auto insurance.

We believe that our clients' financial security and quality of life deserve the utmost dedication, expert advice, and personal attention from a trusted partner. As your insurance advisor, we help you make smart decisions-protecting you from the unexpected and planning for the predictable.

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