Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner Since 1906
Muller Insurance, established in 1906, is a family-owned and operated independent insurance agency headquartered in Hoboken, New Jersey. With over 118 years of experience, we serve clients across 25 states, offering personalized insurance solutions tailored to individual and business needs. Our independence allows us to represent over 25 leading insurance companies, ensuring clients receive comprehensive coverage options and competitive rates. We prioritize building long-term relationships through exceptional service, transparency, and a commitment to community.Our team of experts works diligently to provide tailored advice, simplify complex insurance processes, and advocate for clients during claims. Recognized for our local expertise and national reach, we empower clients to make informed decisions while offering peace of mind through reliable protection. Our legacy of trust is built on generations of dedication to client satisfaction and ethical practices.
Services
Auto Insurance
Home Insurance
Renters Insurance
Condo Insurance
Business Insurance
Umbrella Insurance
Life Insurance
Disability Insurance
Jewelry Insurance
Flood Insurance
Details
- Year established: 1906
Highlights and features
- We offer over 118 years of insurance expertise and local market knowledge
- Our independence ensures unbiased recommendations from 25+ top insurers
- We provide 24/7 personalized customer support for urgent needs
- Our team guarantees competitive pricing through multi-carrier comparisons
- We maintain transparent communication with no hidden fees or surprises
What people say
Exceptional customer service
Competitive rates
Knowledgeable agents
Quick response times
Significant savings
Services
Auto Insurance
Protect your vehicle with customizable auto insurance policies covering liability, collision, comprehensive damage, and additional protections. We offer roadside assistance, uninsured motorist coverage, and specialized policies for boats, motorcycles, and RVs. Our agents compare rates from 25+ insurers to ensure optimal protection at competitive prices while accommodating high-risk drivers and unique needs.
Home Insurance
Secure comprehensive homeowners insurance covering structural damage, personal belongings, and liability claims. We provide replacement-cost policies, flood and earthquake endorsements, and specialized coverage for valuables. Our experts tailor HO-3, HO-5, and condo policies while offering risk assessment and claims support to protect your primary investment against unforeseen events.
Business Insurance
Safeguard your enterprise with customizable business owner policies combining property, liability, and business interruption insurance. We specialize in industry-specific solutions for restaurants, salons, retailers, and professional services. Our offerings include workers' compensation, equipment breakdown coverage, and excess liability protection through premier commercial insurers nationwide.
Renters Insurance
Affordable renters insurance covering personal property, liability claims, and temporary living expenses. We offer earthquake endorsements, valuable item floaters, and umbrella liability upgrades. Our policies protect against common risks while providing peace of mind for tenants in apartments, condos, and garden units across multiple states.
Condo Insurance
Specialized condo insurance protecting interior structures, personal assets, and liability risks. We provide water backup coverage, unit assessment protection, and supplemental flood/earthquake policies. Our agents coordinate with condo associations to ensure proper coverage boundaries while offering customized protection for high-value items and unique property needs.
People
Roger J Muller, Jr
Majority Owner/Agent
Third-generation insurance professional leading Muller Insurance with 30+ years of experience. Committed to digital innovation and community service through Hoboken CERT. Specializes in policy customization and client relationship management while maintaining family business values.
Erika Muller
Minority Partner
Third-generation insurance expert focused on cost-saving strategies for clients. Active in sports and community initiatives, she combines technological proficiency with personalized service to enhance client experiences and ensure competitive pricing across personal and commercial lines.
Helen Mbiad
Insurance Agent
Award-winning agent recognized for exceptional client service and policy analysis. Specializes in coverage optimization and cost reduction through carrier comparisons. Maintains long-term client relationships through proactive communication and detailed explanations of insurance products and processes.
Erika
Insurance Agent
Client-focused agent praised for rapid response times and policy acquisition expertise. Specializes in urgent insurance needs and complex case resolution. Demonstrated ability to secure time-sensitive policies for real estate transactions while maintaining personalized client support.
Roger
Insurance Agent
Experienced agent known for attentive service and efficient claims processing. Specializes in commercial insurance solutions and policy customization. Recognized for prompt document delivery and clear communication of coverage details to business clients across multiple industries.
Questions
Why choose Muller Insurance over direct carriers?
As an independent agency, we access 25+ carriers to find optimal coverage-price combinations while providing personalized service and expert guidance through claims processes that direct carriers cannot match.
What states do you service?
We operate in 25 states including NJ, NY, CT, PA, FL, CA, and TX, with expansion plans to increase geographic coverage while maintaining localized service quality.
How do you help clients save money?
Our multi-carrier comparisons, bundling opportunities, and expert risk assessments identify savings without compromising coverage adequacy, with documented client savings up to $800 annually.
What insurance types do you offer?
We provide personal (auto, home, renters), specialty (jewelry, flood), and commercial policies including BOPs, workers' compensation, and industry-specific coverages through 25+ top-rated insurers.
Are quotes free?
Yes, we offer complimentary policy reviews and quotes with no obligation, charging nothing beyond standard insurance premiums paid directly to carriers.
How quickly can policies be issued?
Urgent policies often processed within 24 hours using our expedited service, with standard requests typically completed within 3 business days while maintaining thorough documentation.
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