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Your Trusted Insurance Partner in Houston, TX
Harris County Insurance Center has served the personal and business insurance needs of individuals, families, and businesses in the Houston, Baytown, Pasadena, and Gulf Coast areas of Texas for over 50 years. As an independent agency, we represent multiple insurance carriers to provide competitive rates and tailored coverage solutions for auto, home, life, business, commercial trucking, and specialty insurance.Our experienced team prioritizes understanding client needs to match proper coverage, offering 24/7 assistance, free business consultations, and personalized account management. We emphasize transparency, client education, and long-term relationships built on trust and reliability. With offices in Houston, Baytown, and Pasadena, we remain committed to protecting what matters most to our clients across Texas.
Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Commercial Trucking
Workers Compensation
Boat Insurance
RV Insurance
Condo Insurance
Renters Insurance
Highlights and features
- We have over 50 years of experience serving Texas businesses and families.
- Our independent agency model shops multiple carriers for competitive rates.
- 24/7 assistance ensures continuous support for policyholders in need.
- Knowledgeable staff provides personalized account management and consultations.
- Free business consultations help identify optimal commercial coverage solutions.
Services
Auto Insurance
Auto Insurance protects vehicle owners against financial loss from accidents, theft, or damage. We offer liability, collision, comprehensive, and uninsured motorist coverage tailored to individual needs. Our policies include options for rental reimbursement, towing, and medical payments, ensuring comprehensive protection for drivers across Texas.
Home Insurance
Home Insurance safeguards homeowners against property damage and liability claims. Our policies cover dwelling repairs, personal property replacement, and liability for injuries on your property. Additional options include flood insurance, hail-resistant roof discounts, and security system incentives to enhance protection and reduce premiums.
Business Insurance
Business Insurance protects companies from financial risks associated with operations. We provide liability, property, and workers' compensation coverage, along with specialized policies for commercial trucking and professional liability. Customizable packages ensure businesses in Houston and surrounding areas maintain continuity during unexpected events.
Life Insurance
Life Insurance offers financial security for beneficiaries through death benefits. We provide term policies with fixed premiums and permanent options that build cash value. Our advisors help clients choose coverage to replace income, pay debts, or cover funeral expenses, ensuring long-term family protection.
Commercial Trucking
Commercial Trucking Insurance covers vehicles used for business transport. Policies include liability, physical damage, and cargo protection for owner-operators and fleet owners. We specialize in tailored solutions for Texas trucking businesses, addressing risks like roadside breakdowns, cargo theft, and regulatory compliance requirements.
People
Kyle Carrier
Agent / Owner
With over 25 years in insurance, Kyle Carrier leads Harris County Insurance Center's commercial division, specializing in business and trucking policies. He focuses on creating cost-effective coverage solutions for Texas businesses.
Bertha Garcia
Baytown Office Manager
Bertha Garcia manages the Baytown office, overseeing personal and commercial insurance operations. Her 20+ years in client relations ensure efficient policy management and personalized service for local policyholders.
Rosie Gutierrez
Pasadena Office Manager
Rosie Gutierrez leads the Pasadena office, specializing in homeowners and auto insurance. She prioritizes client education and has helped thousands of Texas families secure affordable, comprehensive coverage since 1998.
Kelle Davis
Commercial Lines CSR
Kelle Davis specializes in commercial insurance solutions, assisting Texas businesses with policy selection and risk management. Her expertise in workers' compensation and liability coverage helps companies maintain compliance and operational continuity.
Yolanda Perez
Commercial Lines CSR
Yolanda Perez focuses on commercial trucking insurance, leveraging 15 years of industry experience to develop tailored coverage plans. She works closely with fleet owners to meet Texas regulatory requirements and mitigate transportation risks.
Questions
What types of personal insurance do you offer?
We provide auto, home, life, boat, RV, condo, renters, umbrella, and flood insurance policies tailored to individual needs across Texas.
Do you offer business insurance packages?
Yes, we offer Business Owners Policies (BOP), commercial trucking, workers' compensation, liability, and specialty coverage for Texas businesses.
Can I get 24/7 insurance assistance?
Our agency provides 24/7 support for policyholders needing emergency claims assistance or urgent coverage adjustments.
How can I lower my homeowners insurance costs?
Raise deductibles, install monitored security systems, choose fire-resistant construction materials, and inquire about new home discounts to reduce premiums.
Do you offer free insurance consultations?
Yes, we provide free business insurance consultations to help Texas companies identify optimal coverage solutions and risk management strategies.
