Business Details
50+ Years
experience
Your Trusted Insurance Partner in Westmont, IL
West Suburban Insurance has served the Chicagoland suburbs since 1974, establishing itself as a trusted hometown insurance agency. Our team combines decades of experience with personalized service, prioritizing long-term relationships built on trust and mutual respect. Rick Martin, with over 50 years in the industry, continues his father's legacy of delivering tailored insurance solutions while fostering client relationships that often span generations. Mike McNett, joining in 2023, brings specialized expertise in commercial lines insurance, leveraging 20+ years of experience from his prior fire and water restoration business to address contractors' unique risks nationwide. As a member of SIAAthe largest alliance of independent insurance agencies in the USwe offer access to A+ rated carriers while maintaining the personalized attention that distinguishes us from larger agencies.Our comprehensive approach covers personal insurance needs including auto, home, life, health, and long-term care, alongside commercial solutions for liability, property, workers' compensation, and umbrella policies. Through strategic partnerships with premier insurers like Chubb, Travelers, and Liberty Mutual, we ensure competitive pricing without compromising coverage quality. Our commitment extends beyond policy placement to proactive risk management, helping clients reduce losses and control insurance costs through customized programs. Whether serving second-generation clients or new business owners, we maintain the same core values of integrity and service excellence that have defined our agency for nearly five decades. This enduring dedication positions us as both a local expert and a nationally connected resource for all insurance needs.
Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Umbrella Policy
Details
- Year established: 1974
Highlights and features
- We've provided insurance solutions for over 50 years in the Chicagoland area.
- Our SIAA membership secures access to preferred A+ rated insurance carriers.
- Rick Martin brings 50+ years of family-tradition insurance expertise.
- Specialized commercial coverage for contractors and restoration businesses.
- Personalized service combining local knowledge with national resources.
Associations and certifications
- SIAA
Services
Auto Insurance
Auto insurance protects against vehicle-related financial losses from accidents, theft, or natural disasters. Our policies cover standard vehicles, antique cars, motorcycles, RVs, and personal watercraft. We offer bundled discounts when combined with homeowners policies.
Home Insurance
Homeowners insurance covers physical damage from fire, storms, theft, and liability for third-party injuries. We provide all-risk policies, condo insurance, renters coverage, and dwelling fire protection for non-owner occupied properties.
Business Insurance
Business insurance protects companies against liability claims, property damage, and operational risks. Our solutions include general liability, commercial auto, workers' compensation, inland marine, and cyber liability coverage for contractors and various industries.
Life Insurance
Life insurance provides financial protection through term and permanent policies. We offer whole life, universal life, and specialized coverage for final expenses, mortgage protection, and business continuity planning.
Umbrella Policy
Umbrella policies provide additional liability coverage beyond standard auto and homeowners insurance. This extended protection covers claims like libel, slander, and lawsuits exceeding primary policy limits.
People
Rick Martin
Insurance Agent
With over 50 years in insurance, Rick Martin continues his family's tradition of trust-based client relationships. He specializes in personalized insurance solutions for personal and commercial clients.
Mike McNett
Commercial Lines Specialist
Mike McNett joined West Suburban in 2023, bringing 20+ years of restoration industry experience. His contractor background enhances commercial insurance solutions for businesses nationwide.
Questions
What types of insurance do you offer?
We provide auto, home, life, health, business insurance, and specialized coverage like umbrella policies and workers' compensation for commercial clients.
How can I get a personalized insurance quote?
Contact us directly at 630.960.2600 or visit our Westmont office to discuss your specific needs with our experienced agents.
Why choose West Suburban Insurance over larger agencies?
Our local expertise combined with SIAA membership gives you competitive rates and personalized service without corporate bureaucracy.
Do you specialize in contractor insurance?
Yes, we offer tailored commercial insurance for restoration contractors, including specialized liability and property coverage solutions.
What payment options are available?
We accept payments through major insurance providers including Chubb, CNA, Progressive, Travelers, and Liberty Mutual.
How do you help control insurance costs?
Through strategic carrier partnerships, risk management guidance, and customized policy bundling to maximize coverage while minimizing expenses.