"Don't Gamble".Insure with M.T. & R.C. Smith Insurance
About Our Company
M.T. & R.C. Smith Insurance proudly serves the Yankton community and beyond, offering comprehensive insurance solutions to protect your personal and professional lives. Founded in 1949, we've built our reputation on fostering strong relationships with our clients and tailoring insurance plans to their unique needs.
We understand that each individual and family has different insurance needs. That's why we offer a diverse range of policies and coverage options to choose from, ensuring you get the perfect protection that suits your specific situation.
What Sets Us Apart?
- Personalized Attention: We take the time to listen to your concerns and understand your unique risks. Our knowledgeable agents will work with you to assess your individual needs and recommend the best coverage options.
- Competitive Quotes: We offer transparent and competitive rates on all our plans, ensuring you get the best possible value for your insurance dollar.
- Fast & Efficient Service: We understand that dealing with insurance can be stressful. That's why we aim to process claims quickly and efficiently, getting you the support you need when you need it most.
- Local Expertise: As a locally-owned and operated agency, we're committed to serving our community and providing personalized service that's unmatched by large corporations.
Personal Insurance
- Homeowners Insurance
- Auto Insurance
- Life Insurance
- Farm Insurance
Business Insurance
- Commercial Insurance
- Workers' Compensation
- Business Auto Insurance
- Commercial Agribusiness Insurance
Additional Services
- Flood Insurance
- Insurance for Fire & Smoke Damage
Get a Free Quote Today!
Protecting yourself and your loved ones starts with a solid insurance plan. Contact M.T. & R.C. Smith Insurance today and request a free, no-obligation quote to find the perfect coverage for you.
Customer Service Experience
Positive Feedback
The team is praised for being client-oriented and always supporting customers' needs.
Negative Feedback
Unfortunately, one customer had a terrible experience with a representative who was rude, did not introduce themselves, and hung up on them before they could ask any questions.

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