Business Details
Local Insurance Experts for Home Auto Business
At SAU Insurance (SAU), we operate as an independent insurance agency with over 40 years of experience serving clients along the Grand Strand and throughout the Southeast. Our team of local agents brings more than 250 years of combined expertise in personal and commercial insurance, specializing in tailored solutions for home, auto, business, and specialty coverage needs. We prioritize personalized service, leveraging relationships with top-rated carriers to secure competitive rates while maintaining a client-first approach.Our focus on cost-effective protection extends to unique risks like oceanfront properties and farm insurance, with a commitment to educating clients about coverage options. With four convenient locations in Myrtle Beach, Conway, and surrounding areas, we combine local market knowledge with a dedication to protecting what matters most to our clients.
Services
Home Insurance
Auto Insurance
Flood Insurance
Business Insurance
Motorcycle Insurance
Boat Insurance
General Liability
Worker's Comp
Business Auto
Property Insurance
Highlights and features
- We offer 40+ years of local insurance expertise
- Our team has 250+ combined years of experience
- We specialize in coastal property coverage solutions
- We provide personalized service with no automated systems
- We maintain relationships with top-rated insurance carriers
What people say
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Services
Home Insurance
We provide comprehensive home insurance solutions tailored to coastal and inland properties. Our policies protect against wind, hail, and flood risks while offering replacement cost coverage without mandatory flood insurance requirements. With access to multiple competitive markets, we help homeowners secure appropriate protection at competitive rates while avoiding state insurance pool placements.
Business Insurance
Our business insurance programs protect commercial operations across Horry, Georgetown, and Brunswick Counties. We offer general liability, business property, workers' compensation, and transportation insurance with specialized solutions for unique risks. Our agents shop multiple markets to find appropriate coverage for businesses ranging from small local operations to large commercial enterprises throughout the Southeast region.
Flood Insurance
We specialize in flood insurance solutions for coastal properties where standard policies may exclude water-related risks. Our programs provide replacement cost coverage for oceanfront homes and other properties in high-risk areas while maintaining competitive pricing. We help clients understand floodplain requirements and secure appropriate protection through qualified carriers that accept stand-alone wind and hail coverage options.
Auto Insurance
Our auto insurance services cover personal and commercial vehicles with policies tailored to individual and business needs. We offer competitive rates through multiple carriers while maintaining focus on proper coverage limits and deductible structures. Our local agents help clients understand policy details and select appropriate protection levels for standard vehicles, specialty automobiles, and commercial fleets operating in coastal environments.
Boat Insurance
We provide specialized insurance for boats and watercraft operating along South Carolina's coast. Our policies protect against water-related risks while covering vessel-specific exposures in Myrtle Beach and surrounding waterways. With access to niche marine insurance markets, we help boat owners secure appropriate protection for various watercraft types while addressing unique coastal insurance requirements that standard policies might exclude.
Questions
What types of insurance does SAU offer?
We provide home, auto, business, flood, motorcycle, boat, general liability, workers' compensation, and commercial property insurance for clients along South Carolina's Grand Strand.
How can SAU help with coastal property insurance?
We specialize in oceanfront home insurance with wind coverage and offer stand-alone wind/hail policies with flat hurricane deductibles while avoiding state insurance pool requirements.
Do you offer online insurance quotes?
Yes, we provide interactive online quote forms for home, auto, and business insurance or you can speak directly with a local agent at 843.903.0202.
What areas does SAU serve?
We serve Myrtle Beach, Conway, North Myrtle Beach, Pawleys Island, Loris, and surrounding areas in Horry, Georgetown, and Brunswick Counties.
How does SAU save clients money?
Our independent agency shops multiple markets to find competitive rates while leveraging 40+ years of experience to identify cost-saving opportunities for coastal properties.
Are SAU's agents local?
Yes, all our agents operate from four local offices and maintain deep knowledge of South Carolina's coastal insurance requirements and market conditions.
