Your Partner in Protection
Established in 1996, Scott Held Insurance has been a leader in the Insurance marketplace. Our commitment to providing the best possible coverage at competitive prices has allowed us to expand into new products and states through acquisition and new business sales. We are proud to serve the San Diego and Encinitas, CA areas, and our dedicated team of professionals is always ready to assist clients throughout the state of CA with their personal and business insurance needs.
At Scott Held Insurance Agency, we are an Independent Insurance Agency, representing some of the best companies for your online quick quotes. We believe that each one of our clients deserves a dedicated team of professionals to address all their concerns, which is why we offer personalized service and customized solutions for all our clients. Our team of experts is experienced in handling all types of Personal Insurance coverages, including Auto, Home, Motorcycle, Boat & Watercraft, Flood Insurance, and Life and Health Insurance.
Our Commercial insurance coverages include Business Owners Packages (BOP), General Liability, Commercial Auto, Commercial Real Estate Insurance, and Contractors Insurance. We pride ourselves on our ability to cut our clients' insurance costs, making us the ideal choice for all your personal and business insurance needs.
Our Services
At Scott Held Insurance Agency, we are committed to providing exceptional service and the best possible coverage for our clients at competitive prices. Here are some of the services we offer:
- Personal Insurance: Our personal insurance services include Auto, Home, Motorcycle, Boat & Watercraft, Flood Insurance, Life and Health Insurance. We offer customized solutions for all our clients' needs, giving them peace of mind knowing they are protected.
- Business Insurance: We offer commercial insurance coverages for businesses of all sizes, including Business Owners Packages (BOP), General Liability, Commercial Auto, Commercial Real Estate Insurance, and Contractors Insurance.
- Customer Service: Our team of experts is dedicated to providing personalized service and clear guidance, making insurance approachable. We prioritize understanding and addressing client needs with warmth and patience.
- Competitive Rates: We shop for the most competitive insurance rates, ensuring our clients get the best value without compromising on coverage. Our relentless pursuit is to find optimal, customized solutions that align with our clients' budget and needs, while delivering peace of mind.
- Friendly Service: We are renowned for treating clients like family with our genuinely friendly customer service. Our team excels in offering personalized, clear guidance, making insurance approachable. We prioritize understanding and addressing client needs with warmth and patience.
At Scott Held Insurance Agency, we understand that the insurance industry can be complex, which is why we strive to simplify the process for our clients. Our experienced team of professionals has the knowledge and expertise to provide customized solutions for all our clients' personal and business insurance needs. We pride ourselves on our commitment to providing the best possible coverage for the best price, and we are dedicated to delivering exceptional service and peace of mind to all our clients.
Mixed Reviews: Insurance Company
Disappointing Experience
Some customers have had a negative experience with this insurance company. One reviewer, Jenna Bullbrook, gave a 1-star rating and strongly advised against getting insurance through them. She claimed that the company started price gouging her after many years of being with them, and then cancelled her policy, leaving her without insurance for a period of time. They also refused to insure her as a new client, citing industry standards. This reviewer saved herself the time, money, and stress by switching to another insurance provider.
Exceptional Service
On the other hand, many reviewers had a positive experience with this insurance company. Several reviewers, including Christian Abbott, Steve Heraty, Arnie Katz, Kyle Miller, and Scott H., gave 5-star ratings. They praised the knowledgeable and helpful insurance professionals, such as Owen Cobb, Scott Held, and Aaron, for providing outstanding service. These reviewers appreciated the thorough assistance they received, which led to finding great policies and saving them money.
No Neutral Reviews
It's worth noting that there are no neutral reviews or reviewers who simply provided a middle-of-the-road assessment of the insurance company.
Summary of Positives and Negatives

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