Business Details
17 Years
experience
Your Trusted Insurance Partner in Carlsbad, CA
Scott Held Insurance Agency is an independent insurance agency serving Carlsbad, CA and surrounding areas throughout California. Our dedicated team provides comprehensive personal and commercial insurance solutions, including auto, home, business owners packages, general liability, and life insurance. We prioritize treating clients like family through friendly customer service and personalized guidance, making insurance approachable and transparent. With decades of combined industry experience, we simplify complex insurance choices to deliver customized coverage that aligns with individual needs and budgets.Our commitment to excellence ensures clients receive competitive rates without compromising on quality or protection. We specialize in securing optimal policies from trusted carriers, offering peace of mind through reliable service and thorough understanding of client requirements. Our agency fosters long-term relationships by consistently addressing evolving insurance needs with professionalism and integrity.
Services
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
Health Insurance
Medicare Insurance
Commercial Auto
General Liability
Flood Insurance
Contractors Insurance
Details
- Year established: 2009
Highlights and features
- We offer personalized insurance solutions tailored to individual needs.
- Our team provides competitive rates through multiple trusted carriers.
- We deliver friendly, family-like customer service with clear guidance.
- Our agents have decades of combined experience in the insurance industry.
- We specialize in both personal and commercial insurance coverage.
What people say
Highest level of service
Saved tons of money
Super helpful with claims
Great agent
Always great service
Services
Auto Insurance
We provide comprehensive auto insurance coverage tailored to individual drivers and vehicles. Our policies protect against liability, collision, and uninsured motorists while offering customizable options for classic cars, high-risk drivers, and commercial fleets. Our team helps clients secure competitive rates through multiple carriers.
Home Insurance
Our home insurance policies protect residential properties against damage from fire, theft, and natural disasters. Coverage includes dwelling protection, personal property, liability, and additional living expenses. We offer specialized policies for high-value homes, renters, and flood-prone areas through trusted insurers.
Business Insurance
We offer business owners packages (BOP) combining property, liability, and business interruption coverage. Additional options include general liability, commercial auto, contractors insurance, and professional liability. Our solutions protect small to mid-sized businesses across industries with customizable risk management strategies.
Life Insurance
We provide term and permanent life insurance policies to protect families and businesses. Our offerings include affordable term coverage, whole life policies with cash value, and universal life insurance. We help clients determine appropriate coverage amounts based on financial obligations and long-term goals.
Medicare Insurance
Our Medicare insurance solutions include supplemental plans, prescription drug coverage, and Advantage plans. We assist seniors in navigating Medicare options to fill coverage gaps and reduce out-of-pocket expenses. Our agents provide unbiased comparisons between traditional Medicare and private insurance options.
People
Scott Held
Owner
Scott Held leads our agency with over 15 years of insurance experience. He specializes in connecting clients with tailored coverage solutions while maintaining a client-first approach. His expertise spans personal and commercial insurance sectors.
Owen Cobb
Insurance Agent
Owen Cobb assists clients in finding optimal insurance policies, particularly in challenging situations. He focuses on personalized service and has helped numerous customers secure affordable, comprehensive coverage through multiple carriers.
Questions
What types of insurance do you offer?
We offer auto, home, business, life, health, Medicare, flood, and contractors insurance. Our commercial options include BOP policies, general liability, and commercial auto coverage.
How can I get a free insurance quote?
Request a free quote online through our website or call us at (858) 332-2220. Our agents will help you compare options from multiple carriers to find the best coverage for your needs.
Do you serve areas outside Carlsbad?
Yes, we serve clients throughout California including San Diego, Encinitas, and surrounding communities. Contact us to confirm service availability in your specific location.
How do you help clients save money on insurance?
We compare rates across multiple carriers to find competitive pricing. Our agents identify discounts and tailor coverage to ensure optimal protection at the most affordable rates.
What should I do to file an insurance claim?
Report claims through our website or call us directly at (858) 332-2220. Our team will guide you through the process and coordinate with insurers to resolve claims efficiently.
