Business Details
50+ Years
experience
Trusted Insurance Solutions for Businesses and Individuals
Founded in 1932, The Hartman Group has built a legacy of trust and expertise in the insurance industry. As an independent agency, we prioritize client needs over insurer interests, offering tailored solutions that address unique risks. Our team of seasoned professionals combines decades of experience with a deep understanding of local markets to deliver comprehensive coverage. We specialize in commercial, workers' compensation, cyber liability, and personal insurance, ensuring businesses and individuals receive protection that evolves with their needs.Our commitment to transparency and client education empowers informed decision-making, while our focus on risk management helps clients navigate uncertainties confidently. With offices in Montoursville and State College, Pennsylvania, we serve clients nationally and internationally, maintaining a community-centric approach that values long-term relationships over transactional interactions.
Services
Commercial Insurance
Workers Compensation
Cyber Liability Insurance
Surety Bonds
Contractor Insurance
Personal Insurance
Details
- Year established: 1932
Highlights and features
- Over 90 years of experience serving businesses and individuals
- Independent agency offering choice through multiple insurer partnerships
- Expertise in risk assessment and customized coverage solutions
- Local presence with national and international service capabilities
- Comprehensive coverage across commercial, personal, and specialty lines
Services
Commercial Insurance
Our commercial insurance solutions protect businesses of all sizes against property damage, liability claims, and operational disruptions. We offer tailored policies that address industry-specific risks while ensuring compliance with regulatory requirements. Our advisors work closely with clients to identify coverage gaps and implement cost-effective strategies that safeguard assets and income streams.
Workers Compensation
We provide comprehensive workers' compensation insurance that covers medical expenses, lost wages, and rehabilitation costs for workplace injuries. Our programs include risk management resources to prevent accidents and reduce claims. We assist employers with compliance, claims management, and return-to-work initiatives to maintain productivity and employee well-being.
Cyber Liability Insurance
Our cyber liability policies protect against financial losses from data breaches, ransomware attacks, and network security failures. Coverage includes legal defense costs, regulatory fines, and business interruption losses. We help businesses implement proactive cybersecurity measures while providing incident response support to minimize operational impact.
Surety Bonds
We offer surety bond solutions that guarantee contractual obligations for construction projects and government contracts. Our services include bid bonds, performance bonds, and payment bonds that protect both principals and obligees. Our team assists with bond applications and provides guidance on compliance requirements to ensure project success.
Contractor Insurance
Our contractor insurance packages combine liability protection, equipment coverage, and workers' compensation tailored to construction professionals. Policies address risks from property damage to subcontractor liabilities while covering tools and machinery. We provide specialized solutions for general contractors, subcontractors, and specialty trades across Pennsylvania.
People
Michael Gaetano
Partner/President
With decades of leadership experience, Michael Gaetano oversees strategic operations while maintaining client relationships. He specializes in commercial risk management and has guided the agency's growth since joining the leadership team.
Anthony DiNallo
Partner/Vice President
Anthony DiNallo focuses on expanding insurance solutions for Pennsylvania businesses. His expertise in commercial lines and client advocacy ensures tailored coverage options that align with evolving industry challenges and regulatory requirements.
Donald Gaetano
Partner/Vice President
Donald Gaetano specializes in construction industry risk management. He develops customized insurance programs for contractors while maintaining strong insurer partnerships to deliver competitive pricing and comprehensive protection.
Edward Pawlak
Partner/Vice President
Edward Pawlak brings extensive experience in personal lines insurance. He focuses on creating tailored household protection plans while ensuring clients understand policy details and risk mitigation strategies.
Mark Sitler
Partner/Vice President
Mark Sitler specializes in cyber liability and technology risk management. He helps businesses implement data protection strategies while navigating complex insurance markets to secure optimal coverage terms.
Questions
What types of insurance does The Hartman Group offer?
We provide commercial insurance, workers' compensation, cyber liability, surety bonds, contractor insurance, and personal insurance solutions tailored to Pennsylvania businesses and residents.
Do you serve clients outside Pennsylvania?
While we maintain local offices in Montoursville and State College, Pennsylvania, our services extend nationally and internationally through our network of insurance partners.
How do you help businesses with risk management?
Our advisors conduct thorough risk assessments, identify coverage gaps, and implement customized strategies that combine insurance protection with proactive loss prevention measures specific to each client's operations.
What sets your agency apart from others?
As an independent agency with 90+ years of experience, we offer unbiased advice, multiple insurer options, and personalized service focused on long-term client relationships rather than transactional interactions.
How quickly can I get insurance coverage?
Our team works efficiently to assess your needs, compare options, and implement coverage typically within 1-3 business days, with expedited options available for urgent requirements.
