Business Details
12 Years
experience
Your Trusted Insurance Partner in Sioux Falls, SD
At Platinum Insurance Group, we have been serving clients since 2014 with a combined 25 years of industry experience. Our team of independent agents specializes in tailoring insurance solutions for auto, home, commercial, and specialty needs across 41 states. As part of the American Advantage cluster group, we leverage relationships with 25 insurance carriers to deliver competitive rates and comprehensive coverage. Our Sioux Falls-based office prioritizes personalized service, ensuring clients receive policies that align with their unique financial and protection requirements.Founded on principles of integrity and compassion, we combine generational expertise with modern tools like our online quote system to simplify insurance procurement. Whether you're an individual safeguarding personal assets or a business owner managing risk, our agency provides the expertise and support needed to make informed decisions. We maintain active licenses in multiple Midwest states and hold professional designations like Certified Insurance Counselor to uphold our commitment to excellence.
Services
Auto Insurance
Home Insurance
Commercial Insurance
Boat Insurance
Motorcycle Insurance
Flood Insurance
Life Insurance
Details
- Year established: 2014
Highlights and features
- We offer 25+ years of combined insurance expertise across multiple policy types.
- Our online quote tool provides instant access to competitive auto and home insurance rates.
- We represent 25 insurance companies across 41 states for maximum coverage options.
- Our agents maintain professional licenses in four Midwest states.
- We combine generational experience with modern technology for efficient service.
Services
Auto Insurance
Our auto insurance policies protect vehicles against collision damage, theft, and liability claims while offering customizable options like roadside assistance. We help clients understand state minimum requirements versus optimal coverage levels based on their driving habits and asset value. With access to multiple carriers, we ensure competitive rates for personal and specialty vehicles.
Home Insurance
Home insurance plans cover structural damage, personal belongings, and liability risks for primary residences and investment properties. We explain policy details like replacement cost versus actual cash value calculations to ensure adequate protection. Our agency assists with flood insurance add-ons and specialized coverage for high-value homes.
Commercial Insurance
Commercial policies protect businesses from liability claims, property damage, and operational disruptions. We assess each company's unique risks - from sole proprietorships to multi-state operations - and create bundled packages that may include workers' compensation and cyber liability coverage. Our team helps maintain regulatory compliance through appropriate policy structures.
Boat Insurance
Boat insurance provides protection for recreational and commercial watercraft against collisions, theft, and weather damage. We offer policies covering onboard equipment, liability for passenger injuries, and emergency towing services. Coverage considerations include vessel type, storage duration, and navigational limits.
Motorcycle Insurance
Motorcycle insurance meets state minimum liability requirements while offering optional collision and comprehensive coverage. We explain differences between standard policies and supplemental protections like roadside assistance and custom parts coverage. Our agency assists with specialized policies for high-performance and vintage motorcycles.
People
Janelle French
Owner
With over 15 years in insurance, Janelle French founded Platinum Insurance Group after working in international business. She holds licenses in multiple states and specializes in personal and commercial policies. Her approach combines generational wisdom with modern service methods.
Mike Mauszycki
Insurance Professional
Mike Mauszycki brings commercial insurance expertise with a CIC designation and licenses in four Midwest states. He focuses on construction, manufacturing, and transportation sectors while maintaining community involvement through Sioux Empire United Way.
Questions
What types of insurance do you offer?
We provide auto, home, commercial, boat, motorcycle, flood, and life insurance policies tailored to individual and business needs.
How can I get an insurance quote?
Use our online rating tool for instant auto and home insurance quotes, or contact our Sioux Falls office for other coverage types.
Why choose Platinum Insurance Group?
We combine 25+ years of experience, multiple carrier options, and personalized service to find clients the best coverage at competitive rates.
Do you serve businesses outside Sioux Falls?
Yes, we provide commercial insurance solutions across South Dakota, Minnesota, Iowa, and Nebraska with multi-state policy capabilities.
Can you help with specialty insurance needs?
Our agency specializes in unique coverage requirements including specialty vehicles, watercraft, and customized commercial risk packages.
