Business Details
43 Years
experience
Your Trusted Independent Insurance Agency in Huntersville, NC
Fogle Insurance Group has been dedicated to serving the insurance needs of North Carolina communities since 1983. As a family-owned, independent agency, we prioritize quality coverage through partnerships with industry-leading insurers, ensuring our clients' protection and satisfaction. With over three decades of experience, we have expanded our services to offer comprehensive personal, business, health, and life insurance solutions tailored to individual needs. Our team of eight knowledgeable advisors, spanning three generations, provides personalized service rooted in local market expertise.Licensed across five states, we combine extensive product knowledge with a commitment to community involvement, ensuring clients receive relevant coverage and superior service. Our reputation for exceptional customer care is evidenced by long-term client relationships and consistent referrals, reflecting our mission to deliver affordable protection and reliable support.
Services
Home Insurance
Auto Insurance
Umbrella Insurance
Flood Insurance
Liquor Liability
Cyber Liability
Workers Compensation
Medicare Plans
Group Health Insurance
Life Insurance
Details
- Year established: 1983
Highlights and features
- We have over 35 years of experience in tailored insurance solutions.
- Our team includes eight knowledgeable advisors with multi-generational expertise.
- We offer 150+ coverage solutions across personal, business, and health insurance.
- We partner with 10+ top-tier insurance carriers for competitive options.
- Our family-operated agency prioritizes personalized service and local market knowledge.
What people say
Superb customer service
Personalized attention
Long-term reliability
Efficient and organized
Expertise in complex needs
Services
Home and Auto Insurance (Bundled)
Bundling home and auto insurance provides cost savings and convenience through single-carrier management. This solution offers discounts up to 25% while simplifying policy administration. Our advisors help clients evaluate coverage needs to ensure optimal protection without overpaying for unnecessary policies.
Umbrella Insurance
Umbrella insurance extends liability protection beyond standard policy limits, covering catastrophic claims. This service safeguards assets against lawsuits exceeding primary policy caps, offering cost-effective security for personal and business risks through excess liability coverage.
Flood Insurance
Flood insurance covers property damage from water events excluded in standard policies. We provide specialized coverage through the National Flood Insurance Program, protecting homes and businesses against rising water risks regardless of designated flood zones.
Liquor Liability Insurance
Liquor liability insurance protects businesses serving alcohol from claims related to alcohol-related incidents. This service covers legal costs and damages under dram shop laws, including assault coverage and litigation expense protection for establishments in hospitality industries.
Cyber Liability Insurance
Cyber liability insurance safeguards businesses against data breach expenses, including ransom payments and system restoration. Our policies cover first-party losses, third-party lawsuits, and regulatory fines while helping implement cybersecurity risk assessments to prevent future incidents.
People
George D. Fogle Sr.
Founder, President
George Fogle founded the agency in 1983, establishing a legacy of personalized insurance solutions. He leads with decades of industry experience, maintaining commitment to client satisfaction through strategic carrier partnerships and community engagement.
Shawn Fogle
Principal Vice President
Shawn Fogle oversees operations with extensive knowledge of insurance products and client needs. As second-generation leadership, he ensures continuity in delivering tailored coverage solutions while expanding service capabilities across multiple states.
Doug Fogle
Vice President
Doug Fogle manages commercial insurance divisions with expertise in business risk management. He specializes in complex liability solutions, leveraging family-operated agency values to maintain personalized service for corporate clients across diverse industries.
Donna Yost
Commercial Lines Manager
Donna Yost leads commercial insurance services with specialized knowledge of business liability needs. She develops customized risk management strategies, ensuring clients receive comprehensive protection through multiple carrier partnerships and industry-specific expertise.
Kimberly Coleman
Personal Lines Account Manager
Kimberly Coleman manages personal insurance portfolios with attention to individual client requirements. She provides expert guidance on home, auto, and life insurance products, maintaining Fogle's tradition of personalized service and thorough policy reviews.
Questions
What areas does Fogle Insurance Group serve?
We serve Huntersville, NC and surrounding Lake Norman communities, with licensing in North Carolina, Florida, Georgia, South Carolina, and Virginia.
Can I bundle home and auto insurance?
Yes, we offer bundled home and auto insurance policies with potential discounts up to 25% while ensuring comprehensive coverage through multiple carrier options.
Do you provide cyber liability coverage for businesses?
Yes, we offer cyber liability insurance covering data breaches, ransom payments, and business interruption losses with risk assessment services to enhance cybersecurity preparedness.
What life insurance options are available?
We provide individual life insurance, disability coverage, long-term care policies, and annuities tailored to personal financial protection needs across different life stages.
How does umbrella insurance work with existing policies?
Umbrella insurance provides excess liability coverage that activates when standard policy limits are exhausted, offering additional protection against major lawsuits or catastrophic claims.
Can I get flood insurance if not in a flood zone?
Yes, we recommend flood insurance for all properties as standard homeowners policies exclude flood damage, and risks exist even outside designated high-risk areas.