Business Details
50+ Years
experience
Your Trusted Insurance Partner in Zanesville, OH
Established in 1956, Cummins Insurance has served Muskingum County and surrounding areas as a family-owned, three-generation business. We specialize in delivering tailored personal and commercial insurance solutions through partnerships with multiple carriers, ensuring clients receive comprehensive coverage at competitive rates. Our team prioritizes personalized service, community engagement, and continuous education on evolving insurance needs.With decades of combined experience, we focus on building long-term relationships by understanding client priorities and providing transparent, reliable support. Our office maintains regular business hours while offering flexible consultation options to accommodate client schedules.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Commercial Insurance
Renters Insurance
Motorcycle Insurance
Boat Insurance
Health Insurance
General Liability
Excess Liability
Details
- Year established: 1956
Highlights and features
- We offer three generations of family-owned insurance expertise since 1956
- Our team provides personalized policy comparisons from multiple carriers
- We specialize in local market needs with community-based service approach
- Our agents maintain continuous education on evolving insurance regulations
- We guarantee transparent pricing with no hidden fees
What people say
Personalized service
Knowledgeable professionals
Saved money
Great customer service
Very informative
Services
Auto Insurance
We provide comprehensive auto insurance policies protecting against accidents, theft, and liability claims. Our agents compare multiple carrier options to find coverage matching your vehicle type and driving history. Policies include collision, comprehensive, and uninsured motorist protection while maintaining competitive pricing for personal and commercial vehicles.
Homeowners Insurance
Our homeowners insurance policies safeguard against structural damage, personal property loss, and liability claims. We help clients understand coverage limits for natural disasters, theft, and accidents while offering customizable riders for high-value items. The agency explains policy details including deductibles, replacement costs, and coverage exclusions.
Commercial Insurance
We offer tailored commercial insurance packages including general liability, property protection, and excess liability policies. Our agents assess business risks to determine appropriate coverage for commercial vehicles, equipment, and operations. Policies protect against property damage, employee injuries, and legal claims while meeting industry-specific requirements.
Life Insurance
We provide term and permanent life insurance solutions ensuring financial security for dependents. Our agents calculate appropriate coverage amounts based on income replacement needs and future obligations. Policies include death benefits, cash value components, and customizable terms to match clients' life stages and financial goals.
Health Insurance
Our health insurance services help individuals and families understand policy options including HMOs, PPOs, and high-deductible plans. We explain coverage for preventive care, prescriptions, and major medical expenses while comparing premiums, copays, and out-of-pocket maximums. The agency assists with enrollment and policy modifications.
People
Clayton Cummins
P&C and Commercial Lines Agent
Third-generation insurance professional specializing in property, casualty, and commercial coverage. Maintains industry certifications and stays current with regulatory changes to provide accurate risk management solutions.
Kellie Cummins
P&C Agent, Office Manager
Licensed insurance agent managing daily operations while providing personalized policy recommendations. Combines technical expertise with customer service focus to ensure client satisfaction through clear communication and tailored solutions.
Kaleigh Cummins
P&C Agent, Life & Health Agent
Multi-line insurance specialist assisting clients with property, casualty, life, and health coverage needs. Focuses on explaining complex policy details in accessible terms while maintaining high ethical standards in client interactions.
Mandy Roberts
CSR
Customer service representative resolving policyholder inquiries and claims issues. Known for proactive problem-solving and maintaining detailed records to ensure efficient policy management and client communication.
Questions
What types of insurance do you offer?
We provide auto, home, life, health, motorcycle, boat, commercial, and specialty insurance policies tailored to individual and business needs.
How do you help find the right policy?
Our agents compare options from multiple carriers to find coverage matching your specific risks, budget, and protection requirements.
Do you serve areas beyond Zanesville?
We primarily serve Muskingum County and surrounding Ohio communities with flexible policy options for various geographic needs.
How can I get a free quote?
Request a quote online or call us directly during business hours for personalized coverage comparisons at no cost.
What payment options are available?
We accept major credit cards and electronic payments while offering flexible payment plans for policyholders.
