Business Details
Your Trusted Insurance Partner Since 1896
EHD has been a trusted insurance partner since 1896, offering tailored solutions for businesses and individuals across Pennsylvania. Our approach combines deep industry expertise with personalized service, treating clients as valued partners rather than transactions. With four regional offices and a dedicated team of professionals, we provide comprehensive coverage including commercial insurance, employee benefits, risk management, and claims advocacy. Our history of growth through strategic acquisitions ensures clients receive both national resources and local attention. We prioritize proactive risk mitigation, safety training, and compliance support to protect clients' operations and employees.Our in-house claims specialists work tirelessly to resolve claims fairly and efficiently, acting as advocates for policyholders. Backed by decades of experience and industry-specific knowledge, our team includes certified professionals with advanced degrees in occupational safety and health. We maintain transparent communication throughout the insurance journey, from initial consultation to policy renewal. Our commitment to innovation ensures clients benefit from digital tools like the MyWave Portal and Risk Management Center. This combination of tradition, expertise, and technology positions EHD as a leader among independent insurance brokers in the United States.
Services
Commercial Insurance
Employee Benefits
Risk Management
Claims Advocacy
Surety Bonds
Personal Insurance
Cyber Security Coverage
Workers Compensation
Safety Training
International Insurance
Highlights and features
- We offer 125+ years of insurance expertise and local market knowledge
- Our in-house claims specialists advocate directly for policyholders
- We provide proactive risk management with certified safety professionals
- Our team includes experts with advanced degrees in occupational safety
- We combine national carrier relationships with personalized service
Services
Commercial Insurance
EHD customizes commercial insurance plans to match evolving business needs. Our specialists analyze industry-specific risks for construction, manufacturing, professional services, and other sectors. We provide property & casualty coverage, workers' compensation, and surety bonds while maintaining consistent communication throughout policy terms.
Employee Benefits
We design comprehensive employee benefit programs for companies of all sizes. Our services include health/dental/vision insurance, wellness solutions, compliance support, and population health management. The Member CARE team assists with benefit questions and claim issues while our data analytics tools help optimize benefit packages.
Risk Management
Our certified safety professionals provide customized risk control services including onsite surveys, safety program assessments, and OSHA compliance support. We develop safety training programs and help implement ergonomic improvements. The Risk Management Center offers 24/7 access to safety resources and legislative updates through the MyWave Portal.
Claims Advocacy
EHD's in-house claims team acts as policyholder advocates during the claims process. We handle workers' compensation, property & casualty claims, and coverage denials while maintaining open communication with adjusters. Our specialists assist with claim reviews, reserve evaluations, and litigated claim management.
Surety Bonds
We provide contract surety bonds including bid, performance, payment, and maintenance bonds for construction projects. Our specialists help contractors obtain appropriate bonds while working with surety companies to ensure project completion guarantees. We also offer commercial surety solutions for license permits and federal obligations.
People
Mike Malinowski
President & CEO
Leading EHD's strategic direction with decades of insurance industry experience. Focuses on maintaining client relationships while driving organizational growth through innovation and service excellence.
Leanne Gorsuch
Executive Vice President & CFO
Oversees financial operations and strategic planning. Ensures fiscal responsibility while supporting client-focused initiatives. Brings extensive experience in insurance finance and operations management.
Scott Radcliffe
Chief Business Development Officer
Drives business growth through strategic partnerships and client acquisition. Focuses on expanding EHD's market presence while maintaining commitment to personalized service standards.
Bob Miller
Chief Operating Officer
Manages day-to-day operations across all service lines. Ensures efficient delivery of insurance solutions while maintaining EHD's client-first culture and operational excellence.
Steve Wolszczenski
Vice President of Risk Control
Leads risk management services with expertise in occupational safety. Holds advanced certifications including Certified Safety Professional (CSP) and Associates in Risk Management (ARM).
Questions
What types of commercial insurance does EHD offer?
We provide property & casualty coverage, workers' compensation, surety bonds, cyber security insurance, and industry-specific policies for construction, manufacturing, and professional services sectors.
How does EHD handle insurance claims?
Our in-house claims team acts as policyholder advocates, managing the process from initial reporting through resolution. We handle communication with carriers and work to ensure fair, timely outcomes.
Do you offer employee benefits for small businesses?
Yes, we provide tailored benefits solutions for companies of all sizes, including health insurance, wellness programs, and compliance support specifically designed for small businesses.
What risk management services are available?
Our services include onsite safety assessments, OSHA compliance support, ergonomic analysis, safety training programs, and access to 24/7 risk management resources through our online portal.
Are your insurance specialists licensed in Pennsylvania?
All our professionals maintain appropriate state licenses. Our team includes specialists with designations like Certified Safety Professional (CSP) and Associates in Risk Management (ARM).
How do you handle after-hours emergencies?
While we don't offer 24/7 services, our team responds to urgent matters the next business day. Claims reporting can be initiated through our online portal for immediate documentation.
