Kalman Orino & Lafortune

Our Mission

Welcome to the Kalman Orino & Lafortune Agency, your trusted partner for comprehensive insurance and financial planning solutions. As an independently owned multi-line agency based in the heart of Saco, Maine, we are dedicated to providing personalized service and expert guidance to individuals, families, and businesses seeking to protect their future. We understand the complex challenges families and businesses face today, and we are committed to simplifying the process of understanding and securing the right insurance coverage.

A Full Range of Insurance Solutions

At Kalman Orino & Lafortune, we offer a comprehensive suite of insurance products designed to meet the diverse needs of our clients.

• Life Insurance: Life insurance provides a safety net for your loved ones in the event of your unexpected passing. We help you navigate the choices between term life insurance, which offers coverage for a specific period, and permanent life insurance, which provides lifelong protection. Our knowledgeable team will work with you to determine the type and amount of coverage that best suits your individual circumstances and financial goals.

• Health Insurance: Protecting your health is paramount, and we offer a variety of individual and family health insurance plans to ensure you have the coverage you need to manage medical expenses. Our plans cover a wide range of services, including preventive care, diagnostic tests, hospitalization, surgery, physician consultations, maternity care, and medication. We also specialize in helping businesses secure comprehensive group employee benefits, providing peace of mind to both employers and employees.

Planning for Your Future

• Retirement Planning: Securing a comfortable retirement is a key priority, and we offer a range of retirement solutions to help you achieve your financial goals. We partner with some of the nation's leading investment companies to offer dependable fixed and indexed annuity options. These options allow you to grow your savings while enjoying the security of guaranteed income streams, ensuring a financially secure future.

• International Travel Insurance: As our world becomes increasingly interconnected, travel insurance has become an essential necessity. Whether you are a US citizen traveling abroad or a foreign visitor to the United States, we can help you find comprehensive travel insurance coverage tailored to your specific needs. Our expert team will guide you through the intricacies of international health insurance, providing you with the peace of mind to explore the world with confidence.

Personalized Service: Your Trusted Partner

At Kalman Orino & Lafortune, we take pride in building lasting relationships with our clients. We believe in providing personalized service that goes beyond simply selling insurance products. Our experienced team takes the time to listen to your individual needs and concerns, providing you with clear, concise explanations of your options and helping you make informed decisions that are right for you. We are committed to being your trusted partner throughout your insurance journey, providing ongoing support and guidance every step of the way.