Miller & Newberg

Who We Are

At Miller & Newberg, we are a full-service actuarial consulting firm dedicated to delivering excellence in the life insurance and annuity markets. With over 25 years of experience, we have established a reputation for providing exceptional service to more than 50 clients, ranging from small start-ups to century-old enterprises. Our diverse client base includes commercial insurance companies, fraternal benefit societies, reinsurers, and accounting firms.

Our Expertise

Our team of credentialed actuaries and actuarial technicians is passionate about delivering quality and excellence in everything we do. We constantly stay abreast of industry developments by participating in industry meetings, attending conferences, and networking with other experts. Our extensive experience spans the entire life insurance spectrum, from mutual and stock insurance companies to fraternal benefit societies, reinsurers, audit firms, and more.

Our Services

We pride ourselves on providing comprehensive actuarial consulting services that cater to the unique needs of our clients. Our services include:

• Satisfying regulatory requirements
• Reserve computations and cash flow testing
• Illustration regulation testing and state filings
• Ongoing interest rate setting and profitability analysis
• Competitive analysis and financial projections
• Pro forma development and strategy formulation
• Design and pricing of new products
• Mergers and acquisitions support
• Partnering with accounting firms for auditing statutory and GAAP reserves, cash flow testing, and actuarial opinions

Our Philosophy

At Miller & Newberg, we believe that our success is inextricably linked to the success of our clients. We strive to understand our clients' goals and objectives, and work closely with them to achieve those goals. We prioritize clear communication, transparency, and open communication to build trust and rapport with our clients. Our mission is to be an indispensable partner to our clients, providing valuable insights and expertise that help them navigate the complex world of actuarial consulting.

Our Team

Our team of experts is committed to delivering exceptional service and exceeding our clients' expectations. With a focus on quality, integrity, positive attitudes, and open communication, we strive to create a work environment that is engaging, inclusive, and supportive. Our team members undergo extensive continuing education and professional development programs to stay up-to-date with industry developments and best practices.

Our Technology

We invest in cutting-edge actuarial software systems, including AXIS and SLOPE, and are licensed to file Interstate Compact compliant policy forms through SERFF. Our team has hands-on experience with AXIS and is certified as "Specialists in AXIS Applications." We also utilize PC hardware and software, backed by a powerful network server and redundant data backup systems to ensure maximum security and availability.