Gary P Ruchin & Associates

Our Vision

Ruchin & Associates, LLC is a full-service financial planning firm dedicated to empowering individuals and families to achieve financial independence and security. Our team works collaboratively with clients to develop personalized plans that address their unique financial goals and aspirations.

Our Mission

Our mission is to:

• Lead responsible adults to fiscal fitness through planning, implementing, and coaching their financial decisions.
• Educate and empower clients to enjoy life by and pursue achieving financial independence through education.
• Foster an environment that creates an open line of communication that establishes a mutually beneficial relationship for all clients.
• Develop a process to pass on our business philosophy and integrity as our business situation changes.

Our Services

We offer a comprehensive range of services to meet your diverse financial needs, including:

Investment Services

• Access to a wide array of mutual funds, stocks, and bonds
• Portfolio management and review
• Retirement planning and distribution strategies

Retirement Planning Services

• Comprehensive retirement analysis and goal setting
• Contribution and withdrawal strategies
• Pension planning and vesting analysis
• Post-retirement income planning

Tax Services and Representation

• Tax planning and filing assistance
• Tax optimization strategies and compliance reviews
• Representation before tax authorities

Life and DI Services

• Personalized risk assessment and insurance planning
• Life insurance review and procurement
• Disability income protection planning

P&C Insurance Service

• Comprehensive insurance review and risk analysis
• Personalized insurance solutions and recommendations
• Assistance with claims and policy adjustments

The Commonwealth Research Team

Our team draws on the collective expertise of seasoned professionals with diverse backgrounds in finance, investment, and insurance. We are committed to staying ahead of industry trends and delivering cutting-edge solutions to our clients.

Our Values

Our core values guide our interactions with clients and each other:

• Integrity: We prioritize honesty, transparency, and ethical practices.
• Client Focus: We are dedicated to understanding your individual needs and goals.
• Collaboration: We work with you as partners, sharing knowledge and resources.
• Innovation: We embrace new technologies and industry advancements to deliver better services.
• Relationships: We build lasting partnerships based on trust and open communication.