Business Details
37 Years
experience
Independent Insurance Solutions in Luverne, MN
Buffalo Ridge Insurance has been dedicated to providing exceptional insurance value and service since our founding in 1989. As a premier independent agency in Southwest Minnesota, we specialize in tailoring comprehensive insurance solutions for both personal and commercial clients. Our team of experienced professionals, including second-generation owner Cory Bloemendaal and agency owner Marilyn Bloemendaal, brings decades of combined expertise to meet evolving client needs. We maintain the highest ethical standards while representing top-tier carriers across Farm, Commercial, Health, Life, and Personal insurance lines.Our independent agent model allows us to shop multiple carriers to find optimal price, coverage, and service combinations for each client. With deep community roots and professional certifications including CIC, CIIP, and CLP designations, we provide personalized support from policy selection through claims resolution. Our mission remains focused on working for others, delivering exceptional service, and adding value to our community through tailored insurance solutions.
Services
Farm Insurance
Commercial Insurance
Health Insurance
Life Insurance
Personal Insurance
Crop Insurance
Homeowners Insurance
Automobile Insurance
Umbrella Liability
Flood Insurance
Details
- Year established: 1989
Highlights and features
- We offer independent agent representation across multiple top-tier insurance carriers
- Our team holds professional certifications including CIC, CIIP, and CLP designations
- We provide tailored insurance programs for unique farm, business, and personal needs
- We maintain 35+ years of combined local insurance expertise in Southwest Minnesota
- We offer comprehensive coverage options spanning Farm, Commercial, Health, Life, and Personal lines
Services
Farm Insurance
Our Farm Insurance protects agricultural operations with customized policies covering property, liability, machinery, livestock, and crops. We address unique farm risks through tailored solutions for property protection, equipment coverage, and workers compensation. Our specialists work directly with farmers to create comprehensive insurance programs that adapt to changing agricultural needs and regulatory requirements.
Commercial Insurance
Commercial Insurance solutions safeguard businesses with property, liability, and specialized coverage options. We offer tailored policies for diverse industries including garage keepers, liquor liability, professional liability, and cyber insurance. Our team helps businesses manage risks through customized property protection, workers compensation, and equipment coverage plans that evolve with operational changes.
Health Insurance
We provide individual and group health insurance plans tailored to personal and family needs. Our offerings include Medicare supplements, dental, and vision coverage options. As an independent agency, we access multiple carriers to find competitive rates while helping clients understand plan limitations and supplemental coverage opportunities through government resources like Medicare.gov.
Life Insurance
Our life insurance consultants create financial protection plans for families through term life, universal life, and disability coverage. We help clients establish policies that support dependents' needs, maintain lifestyle standards, and cover educational expenses. The agency works with multiple carriers to find appropriate coverage amounts at competitive rates.
Personal Insurance
Personal insurance programs protect homeowners, auto owners, and valuable possessions through customized policies. We offer flood, umbrella liability, and specialty coverage for recreational vehicles, jewelry, and collectibles. Our independent agent model allows shopping multiple carriers to find optimal protection combinations for unique personal circumstances.
People
Cory Bloemendaal
Agency Owner & Agent
Cory Bloemendaal, CIC, has served as agency owner since purchasing half the business after years of mentored experience. A Luverne native with a business degree from South Dakota State University, he holds multi-state licenses in Property/Casualty, Life, and Health insurance. Cory combines generational knowledge with modern insurance practices to serve local clients.
Pam Haakenson
Commercial Lines Specialist
Pam Haakenson, CIIP, CLP, DAE, brings 35+ years of insurance experience and multiple professional certifications. A Minnesota farm background informs her commercial insurance expertise, while community involvement includes educational volunteering and veterans' outreach. She specializes in Minnesota-based commercial risk management solutions.
Steve Smedsrud
Insurance Agent
Steve Smedsrud, CIC, has served Buffalo Ridge clients for 18 years with expertise in property/casualty insurance. A Luverne native with a Mankato State University degree, he earned his Certified Insurance Councilors designation in 2011. Steve combines local knowledge with technical expertise to address personal and commercial insurance needs.
Sadie Steen
Insurance Agent
Sadie Steen brings insurance expertise from a family business background, holding multi-state licenses in Property/Casualty, Life, and Health insurance. With experience since 2008, she understands business owners' protection needs while serving clients across Minnesota, South Dakota, and Iowa with personalized insurance solutions.
Lorie Gruis
Customer Service/Claim Specialist
Lorie Gruis has handled insurance claims and coverage needs since joining Buffalo Ridge in 2009. Her 25+ years in financial services, including banking experience, enhance her client-focused approach to policy management and claims resolution. Lorie maintains strong client relationships through personalized service and community engagement.
Questions
What types of insurance does Buffalo Ridge Insurance offer?
We offer Farm, Commercial, Health, Life, and Personal insurance products with specialized coverage options for property, liability, vehicles, and specialty items.
How does being an independent insurance agency benefit me?
As independent agents, we represent multiple carriers to find you optimal price, coverage, and service combinations rather than being limited to one company's offerings.
Can you help with commercial insurance for unique business needs?
Yes, our Commercial/Ag Lines specialists create tailored policies for businesses and farms, offering specialized coverage including cyber insurance, professional liability, and equipment protection.
Do you provide insurance services for individuals and families?
We offer personalized health, life, home, and auto insurance solutions for individuals, including Medicare supplements, term life policies, and umbrella liability coverage.
How do you handle insurance claims?
Our team provides personalized claims assistance, working directly with clients to understand policy coverage and navigate the claims process efficiently.
Are your agents licensed and certified?
Yes, our team holds professional designations including CIC, CIIP, CLP, and DAE certifications, with multi-state licenses in Property/Casualty, Life, and Health insurance.
