Business Details
44 Years
experience
Your Trusted Insurance Partner in Chino Hills, CA
Established in 1982, Fuller Insurance Agency (FIA) has built a reputation as a trusted specialist in income property insurance. Our expertise stems from decades of addressing the unique challenges faced by property owners, particularly in securing coverage for older buildings and high-risk areas. We collaborate closely with major apartment associations, lending institutions, and property management companies to deliver tailored insurance solutions across the Western United States.Our partnerships with regional and national carriers allow us to offer competitive pricing and customized coverage options for commercial, residential, and specialty properties. With offices in California, Idaho, and Ohio, our team combines deep industry knowledge with personalized service to help clients protect their investments through comprehensive insurance strategies.
Services
Income Property Insurance
Business Insurance
Specialty Products
Auto Home Life Insurance
Earthquake Insurance
Flood Insurance
Umbrella Insurance
Commercial Property Insurance
Condo Insurance
Landlord Insurance
Details
- Year established: 1982
Highlights and features
- We specialize in income property insurance for complex cases since 1982.
- Our carrier partnerships ensure competitive pricing and tailored coverage options.
- We provide expert guidance for high-risk properties like older buildings and wildfire zones.
- Regional expertise across Western U.S. markets with local office support.
- Personalized service combining underwriting, loss control, and claims assistance.
Services
Income Property Insurance
We specialize in comprehensive coverage for apartment buildings and rental properties of all sizes. Our policies address unique risks like outdated electrical systems, wildfire zones, and closed zip codes. With access to multiple carriers, we secure competitive rates for both new and older complexes across Western U.S. markets.
Commercial Property Insurance
Tailored protection for office buildings, retail centers, industrial complexes, and warehouses. Our coverage includes liability protection, equipment breakdown, and business income loss. We analyze lease requirements and provide loss control support to ensure full compliance with property management standards.
Earthquake Insurance
Specialized policies to safeguard against earthquake damage, which standard homeowners insurance excludes. We offer coverage for structural repairs, personal property replacement, and additional living expenses. Available across California and high-risk Western states with customized deductible options.
Umbrella Insurance
Excess liability coverage that extends beyond auto, home, or boat policies. Our umbrella policies provide up to $100 million in protection against major lawsuits, covering incidents worldwide. Ideal for individuals and businesses seeking enhanced financial security.
Condo Insurance
Customized policies addressing the unique complexities of condominium ownership. Coverage includes personal property, liability, building elements not covered by master policies, and optional equipment breakdown. We help navigate shared responsibility disputes while ensuring compliance with association requirements.
People
Matt Fuller
Owner / President
Founder of Fuller Insurance Agency in 1982, Matt has over 40 years of insurance expertise. He holds dual licenses in property & casualty and life & health insurance. Matt previously worked in finance and military intelligence, bringing analytical precision to risk management solutions.
Doreen Liuzzi
Office Manager / Accounting
With 30+ years in agency operations, Doreen oversees staff management and daily operations. A certified insurance service representative, she relocated to Idaho while maintaining leadership in Chino Hills' office administration.
Michael Leone
Insurance Agent
Specializing in rental property accounts since 2010, Michael assists landlords and first-time homebuyers. His construction finance background enhances his ability to assess property risks. Licensed in California with a focus on community-focused service.
Eric J. Dickinson
Account Specialist
Bringing 17 years of commercial insurance experience, Eric focuses on finding cost-effective solutions. A former Marine Corps NCO, he applies military precision to policy analysis while managing Long Beach office operations.
Danny Escobedo
Personal Insurance Manager
With 22 years at FIA, Danny developed the personal lines division and maintains dual insurance licenses. He combines sales expertise with department oversight, specializing in tailored coverage for individual clients.
Questions
What types of property insurance do you specialize in?
We specialize in income property insurance for apartment buildings, commercial properties, condos, and specialty risks like earthquake coverage across Western U.S. markets.
How do you help clients with hard-to-insure properties?
Our carrier partnerships allow us to secure coverage for older buildings, properties in wildfire zones, and closed zip codes through customized risk assessment and underwriting solutions.
Do you offer business insurance for small commercial properties?
Yes, we provide tailored commercial property insurance for office buildings, retail centers, and industrial complexes with flexible coverage options for landlords and tenants.
What sets your agency apart from online insurers?
We offer personalized service with local expertise, including lease compliance analysis, loss control support, and annual coverage reviews that automated platforms cannot match.
Can I get earthquake insurance as a standalone policy?
Yes, we offer standalone earthquake insurance policies that cover structural damage, personal property replacement, and additional living expenses not included in standard homeowners policies.
Do you provide insurance for small income property investors?
Absolutely. We cater to both large complexes and individual landlords with 1-4 unit properties, offering competitive rates through our multiple carrier partnerships.
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