Business Details
Custom Insurance Programs & Risk Management Services
IRIS Risk Management has established itself as a specialized partner in designing, underwriting, and administering tailored insurance programs. Our approach combines deep industry relationships with carriers and a forward-thinking perspective to deliver risk solutions that enhance client success. As a Managing General Agent and Managing General Underwriter, we focus on creating sustainable partnerships within our carrier networks and broker distribution channels. Our team brings decades of collective experience in alternative risk placements, offering customized coverage for diverse sectors including commercial properties, legal professionals, and student housing. We prioritize innovation in program design while maintaining rigorous compliance with industry standards.Our commitment extends beyond transactional relationships, aiming to build long-term value for brokers and policyholders alike. Through strategic carrier collaborations, we provide access to 'A Rated' insurers and competitive pricing structures. Our expertise spans complex underwriting requirements, including high-risk property classifications and specialized liability coverage. By maintaining operational flexibility, we adapt to evolving market conditions while upholding strict risk management protocols. Our leadership team combines executive oversight with technical specialization to ensure comprehensive service delivery across all program areas.
Services
Insurance Programs
Risk Solutions
Lawyer's Liability
Habitational Coverage
Medical Practice Coverage
Commercial Coverage
Rental Coverage
Earthquake Coverage
Property Insurance
Professional Liability
Highlights and features
- We specialize in alternative risk placements with deep carrier relationships
- Our team includes experienced Managing General Agent professionals
- We offer tailored coverage for unique property classifications
- We provide specialized liability solutions for legal professionals
- Our programs include competitive pricing with up to 50% savings potential
Services
Insurance Programs
We design specialized insurance programs tailored to unique risk profiles. Our solutions combine carrier partnerships with customized underwriting to address specific industry needs. Programs include commercial property, liability, and specialty coverage options with flexible terms.
Risk Management
Our risk management services focus on proactive loss prevention strategies. We develop comprehensive risk assessment frameworks and mitigation plans tailored to client operations. Services include exposure analysis, claims management support, and safety protocol development for commercial entities.
Lawyer's Liability
Professional liability insurance specifically designed for legal practitioners. Coverage accommodates solo practitioners through mid-sized firms with customizable limits up to $10M. Policies include full prior acts coverage and extended reporting provisions for career transitions.
Habitational Coverage
Specialized insurance for residential and mixed-use properties. Coverage applies to apartment complexes, student housing, and garden-style developments meeting specific construction standards. Includes up to $10mm per building limits in eligible California properties.
Commercial Coverage
Comprehensive insurance solutions for commercial operations including office towers, retail malls, and warehouses. Coverage considers construction type, sprinkler systems, and occupancy requirements. Available with competitive pricing structures and flexible policy terms.
People
Randall O. Perry
CEO / Managing Director
As Chief Executive Officer, Randall O. Perry provides strategic leadership for IRIS Risk Management's program development and carrier relationships. He oversees executive decision-making and long-term business growth initiatives.
Edward Y. Derentz
COO / Managing Director
Edward Y. Derentz serves as Chief Operating Officer, managing day-to-day operations and implementation of company strategy. He coordinates program execution and maintains key relationships within the carrier partner network.
Paul Baldikoski
EVP - LPL, Tech Team Leader
Paul Baldikoski leads the Lawyer's Professional Liability program and technology initiatives. As Executive Vice President, he manages technical underwriting requirements and specialized coverage development for legal professionals.
Questions
What makes IRIS Risk Management different from other insurance providers?
We specialize in customized insurance programs with a focus on alternative risk placements and specialized underwriting expertise.
What types of insurance programs do you offer?
We provide commercial property, lawyer's liability, habitational coverage, and specialty risk solutions tailored to specific industry needs.
Are your insurance programs available nationwide?
Our programs operate across Continental USA with specific restrictions for certain property types in Florida and California.
How do you handle risk assessment for unique properties?
We evaluate properties based on construction standards, sprinkler systems, and occupancy requirements to determine eligibility and coverage terms.
What underwriting options exist for legal professionals?
We offer lawyer's professional liability coverage with flexible limits up to $10M and extended reporting provisions for career transitions.
