Business Details
13 Years
experience
Commercial Insurance Programs for Modern Businesses
At Affinity Commercial Solutions, we specialize in delivering tailored commercial insurance programs designed to protect businesses of all sizes. With over a decade of industry experience and partnerships with 30+ leading carriers, we leverage our expertise to identify coverage solutions that align precisely with our clients' risk management needs. Our team of specialists works collaboratively to provide comprehensive protection across property, liability, cyber, and specialty insurance lines. We prioritize personalized service, ensuring each client receives strategic guidance through complex insurance decisions while maintaining transparency in all our operations.Our commitment to innovation drives us to develop customized programs when standard market solutions fall short, supported by a network of global resources through Aon partnerships. By focusing on long-term relationships rather than transactional interactions, we position ourselves as trusted advisors who understand the unique challenges businesses face in today's dynamic environment.
Services
Business Owners Policy
Workers Compensation
Cyber Liability
Commercial Auto
Professional Liability
Cargo Insurance
Inland Marine
Employment Practices Liability
Umbrella Liability
Crime Insurance
Details
- Year established: 2013
Highlights and features
- We offer access to 30+ carrier partners for optimal coverage options
- Our team provides customized insurance solutions tailored to your business needs
- We deliver best-in-class services through dedicated point-of-contact specialists
- Our partnership with Aon provides access to global risk management resources
- We specialize in commercial insurance products across 15+ industry-specific categories
Services
Business Owners Policy
Our Business Owners Policy bundles essential coverages into a cost-effective package that grows with your business. This comprehensive solution protects against property damage, liability claims, and business interruption while offering customizable extensions for data breaches, equipment breakdowns, and advertising injuries. Designed for evolving businesses, it provides flexible coverage that adapts to changing operational needs.
Cyber Liability
Our Cyber Liability coverage addresses modern digital risks by protecting against data breaches and network security failures. The policy covers notification costs, credit monitoring, legal defense fees, and regulatory fines associated with compromised customer data. With tailored solutions for varying industry requirements, we help businesses navigate the complex landscape of cyber risk management and compliance obligations.
Workers Compensation
We provide state-compliant Workers Compensation insurance that covers medical expenses and wage replacement for job-related injuries. Our specialists help navigate varying state regulations to ensure proper coverage for employees, independent contractors, and part-time workers while maintaining compliance with local legal requirements across all jurisdictions where our clients operate.
Commercial Auto
Our Commercial Auto insurance meets statutory requirements for business vehicle operations while offering optional physical damage coverage. The policy extends protection to hired and non-owned vehicles, covering both company-owned fleets and employee vehicles used for business purposes through comprehensive liability endorsements.
Professional Liability
Professional Liability insurance protects service-based businesses against claims of negligence or failure to deliver promised services. We offer specialized coverage for accountants, healthcare providers, and management professionals that includes defense costs, settlements, and industry-specific risk exposures to ensure comprehensive protection against service-related claims.
Questions
What commercial insurance products do you offer?
We offer 15+ commercial insurance products including BOP, Workers Compensation, Cyber Liability, Commercial Auto, and Professional Liability coverage.
How can I request a quote?
You can request a quote through our online form, downloadable PDF request, or by contacting our specialists directly at 866-854-1782.
Do you work with multiple insurance carriers?
Yes, we partner with 30+ insurance carriers to find optimal coverage solutions for our clients' specific needs.
Can you help with customized insurance programs?
When standard market solutions don't meet your needs, we can develop customized programs using Aon's global resources and alternative risk structures.
What risk management services are included?
We provide comprehensive risk management services including policy administration, claims processing, and ongoing program reporting to all clients.