Business Details
32 Years
experience
Your Trusted Independent Insurance Agency in Minnesota and Colorado
Founded in 1994 by J. Ted Plombon in Saint Cloud, MN, Advantage 1 Insurance Agency has built a legacy of prioritizing client needs through personalized service and community engagement. With multiple offices across Minnesota and Colorado, our independent agency collaborates with trusted insurance carriers to deliver customized coverage solutions for homes, lives, health, vehicles, recreational assets, and businesses. Our team of experienced professionals is committed to securing competitive rates while maintaining a deep understanding of local market needs.Active in community organizations such as the St. Cloud Area Chamber of Commerce, Salvation Army, and 4-H groups, we combine industry expertise with a dedication to client satisfaction. Our 30-year track record reflects a commitment to transparency, ethical practices, and continuous support for clients navigating insurance complexities.
Services
Home Insurance
Life Insurance
Health Insurance
Auto Insurance
Recreational Insurance
Business Insurance
Details
- Year established: 1994
Highlights and features
- We offer personalized insurance solutions tailored to individual client needs
- Our team has over 30 years of combined experience in the insurance industry
- We provide timely responses and customized quotes from multiple carriers
- We maintain deep knowledge of local market needs in Minnesota and Colorado
- Our agency actively participates in community organizations and events
What people say
Friendly and helpful
Saved me money
Great people
Knowledgeable staff
Quick service
Services
Home Insurance
Our home insurance policies protect residential properties against structural damage, personal property loss, liability claims, and additional living expenses. Coverage includes protection from fire, weather events, theft, and legal responsibilities for injuries occurring on your property. We offer customized options to ensure adequate protection for your home's value and risk factors.
Life Insurance
We provide term and permanent life insurance solutions to protect beneficiaries financially. Term policies offer flexible premiums for specific periods, while permanent coverage includes cash value accumulation. Our options address income replacement, wealth transfer, and tax-deferred growth to meet diverse financial planning needs.
Health Insurance
Our health insurance plans cover medical, surgical, and hospital expenses with options for vision, dental, and prescription drug coverage. We help clients navigate plans that balance affordability with comprehensive protection for unexpected illnesses or accidents while ensuring access to quality healthcare networks.
Auto Insurance
We offer comprehensive auto insurance covering liability, collision, theft, vandalism, and weather-related damages. Our policies include rental reimbursement, roadside assistance, and medical payments coverage. We help clients secure protection that balances legal requirements with personal risk management needs.
Business Insurance
Our business insurance protects commercial operations against property damage, liability claims, and operational disruptions. Policies cover physical assets, legal responsibilities, and business continuity needs. We specialize in customized solutions that safeguard Minnesota and Colorado businesses from industry-specific risks.
People
J. Ted Plombon
Founder
Founded Advantage 1 Insurance Agency in 1994 after obtaining insurance licenses in 1979. Active in St. Cloud Chamber of Commerce governmental affairs and local community initiatives. Brings decades of industry experience to client relationships.
Andy Noble
President
Licensed insurance professional with CLCS designation. Active in St. Cloud Chamber of Commerce and youth sports coaching. Leads agency operations while maintaining client service focus and community engagement.
Brian Jarl
Risk Advisor
Certified Insurance Counselor with 15+ years of experience. Active in local chambers of commerce and religious organizations. Specializes in commercial insurance solutions while maintaining personal client relationships.
Carrie Zimmerman
Risk Advisor
25+ years of insurance experience with specialization in farm insurance. Combines agricultural expertise with insurance knowledge to serve rural clients. Actively involved in farming operations and community activities.
RaeAnn Waytashek
CFO
Holds CIC and CISR designations. Active in local school boards and chamber of commerce. Manages financial operations while maintaining client service excellence and community involvement commitments.
Questions
What types of insurance does Advantage 1 offer?
We provide home, life, health, auto, recreational, and business insurance solutions tailored to Minnesota and Colorado residents.
How can I get a personalized insurance quote?
Contact our St. Cloud office or use our online quote tool to receive customized insurance recommendations from multiple carriers.
Why choose an independent insurance agency?
Our independence allows us to compare rates from multiple carriers to find the best coverage options for your specific needs.
Are your agents licensed in multiple states?
Yes, we're licensed in MN, WI, IA, ND, SD, AZ, KS, FL, GA, CA, NE, NV, CO, TX, MI, and MO.
How does Advantage 1 handle insurance claims?
We provide direct support through our local offices and partner carriers to ensure timely claim processing and resolution.
