Business Details
37 Years
experience
Your Trusted Insurance Partner in Hayward, CA
Cesar S Gerardo Insurance Brokers has been a trusted name in the insurance industry since 1989. As a family-owned business, we prioritize personalized service, combining decades of experience with a deep commitment to client satisfaction. Our team of licensed professionals works diligently to connect clients with optimal insurance solutions across California. We act as a bridge between policyholders and insurers, leveraging strong industry relationships to secure competitive rates and comprehensive coverage. Our multilingual staff supports diverse communities, offering expertise in commercial, personal, and specialty insurance lines.With a focus on transparency and integrity, we guide clients through complex insurance decisions while maintaining a family-like approach to every interaction. Our brokers hold extensive credentials in fire and casualty insurance, life insurance, and risk management. We pride ourselves on prompt responsiveness, delivering tailored solutions within 24-48 hours of initial contact. Through continuous adaptation to industry changes, we maintain our position as a reliable insurance partner. Our legacy of service excellence continues to grow through the next generation of family leadership actively involved in daily operations.
Services
Bonds
Commercial General Liability
Health Insurance
Workers' Compensation
Business Auto Insurance
Life Insurance
Medicare
Motor Truck Cargo
Personal Insurance
Truckers Insurance
Details
- Year established: 1989
Highlights and features
- Family-owned since 1989 with multigenerational industry expertise
- Fully licensed brokers with specialized knowledge in all insurance lines
- Multilingual support in Tagalog, Spanish, and Vietnamese
- Established relationships with top-rated insurance carriers
- Guaranteed response within 24-48 hours for all inquiries
Services
Commercial General Liability
Protect your business from premises-related accidents, product liability claims, and completed operations exposures. Our policies cover legal defense costs and settlements for third-party injuries or property damage. We help California businesses secure appropriate coverage limits tailored to their specific risk profiles and industry requirements.
Health Insurance
Navigate ACA-compliant health plans from top providers like Anthem Blue Cross and Kaiser Permanente. We offer ACA-exempt alternatives through OneShare Health while helping clients compare benefits, networks, and premium costs to find optimal coverage for individuals and families.
Workers' Compensation
Secure mandatory coverage for workplace injuries and illnesses. We source competitive rates from A-rated carriers while helping California businesses comply with evolving state regulations. Our brokers assist with policy customization for businesses of all sizes, from single employees to large operations.
Business Auto Insurance
Specialized coverage for transportation businesses including limousines, charter buses, and household goods movers. We provide liability protection and physical damage coverage while ensuring compliance with state and federal transportation regulations. Policies available for both short-term and fleet operations.
Bonds
Obtain required surety bonds for business licensing and contract fulfillment. We assist with bid bonds, performance bonds, and payment bonds while connecting clients with reliable bonding companies. Our brokers explain bond requirements and help secure competitive rates based on individual credit profiles.
People
Cesar Bong S. Gerardo
President/Broker
Founder with 35+ years in insurance, holding economics degree and dual licenses in fire/casualty and life insurance. Leads strategic direction while maintaining client relationships.
Andrei F. Gloria
Vice-President/Broker
Licensed broker since 2000 with business administration expertise. Manages daily operations and client service delivery while maintaining industry compliance standards.
Ela G. Gloria
Corporate Secretary/Broker
Licensed broker since 1997 with focus on business licensing and insurance requirements. Provides operational support while assisting new businesses with regulatory compliance.
Cesar G. Gerardo Jr.
Corporate Officer/Broker
UC Berkeley graduate with 20+ years in family business. Specializes in policy efficiency improvements and client relationship management while maintaining industry knowledge.
Patty G. Gerardo
Corporate Officer/Broker
Licensed broker since 2006 with marketing specialization. Manages account renewals and administrative operations while ensuring organizational efficiency and client communication.
Questions
What types of insurance do you offer?
We provide commercial general liability, workers' compensation, business auto, health, life, bonds, and specialty insurance for transportation businesses across California.
Are you licensed to operate in California?
Yes, we hold California Department of Insurance License #0D44055 and all our brokers maintain active state licenses for insurance sales and service.
How quickly can I get an insurance quote?
Submit our online form or contact us directly to receive a personalized quote within 24-48 business hours from our licensed insurance professionals.
Do you serve clients outside Hayward?
We serve clients throughout California with virtual consultations available via phone or email for clients across the state.
Can you help with multilingual insurance needs?
Our team provides support in Tagalog, Spanish, and Vietnamese to ensure clear communication and understanding of insurance options and requirements.
