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Your Trusted Partner for Comprehensive Insurance Solutions
At Garrity Insurance, we pride ourselves on being trusted advisors to our clients, navigating the complex insurance marketplace to find comprehensive and cost-effective policies that protect homes, businesses, and lives. Our mission is rooted in continuous professional development and strategic partnerships with leading insurance carriers, ensuring superior protection tailored to individual needs. We operate under a promise to prioritize clients above all else, delivering exceptional service with every interaction.

As a Trusted Choice agency, we leverage access to multiple carriers to offer competitive pricing, a broad range of products, and unparalleled advocacy. With five locations across Massachusetts, our team is dedicated to serving communities with expertise honed over decades, growing alongside clients as their lives and businesses evolve. Our commitment to excellence is reflected in our 10,000+ satisfied clients and recognition on platforms like Yelp and Angie's List.
Services
Personal Insurance Business Insurance Auto Insurance Homeowners Insurance Life Insurance Renters Insurance Commercial Property General Liability Workers Compensation Condo Insurance
Highlights and features
  • We offer over 20 years of experience in personal and commercial insurance.
  • Our team provides personalized service with a client-first approach.
  • We partner with 15+ leading carriers for competitive pricing options.
  • Our specialists handle complex insurance needs for homeowners and businesses.
  • We guarantee 24/7 support for claims and policy management.
Associations and certifications
  • Trusted Choice
  • MAIA
  • IIABA
What people say
Excellent service Knowledgeable team Competitive pricing Prompt claims handling Personalized solutions
Services
Personal Insurance
We offer tailored personal insurance solutions protecting individuals and families. Our policies cover automobiles, homes, watercraft, and specialty assets with customizable options. Clients benefit from competitive rates through partnerships with 15+ top-tier carriers while receiving personalized risk assessment and policy management.
Business Insurance
Our business insurance packages safeguard companies of all sizes with liability, property, and operational coverage. Specialized policies address unique industries including cannabis, cyber risks, and construction. We provide workers' compensation, business owners' policies, and customized solutions for startups and established enterprises.
Claims Assistance
We streamline the claims process with dedicated specialists guiding clients through documentation and resolution. Our team advocates for timely settlements while maintaining transparent communication. Emergency claims services are available 24/7 for urgent situations requiring immediate attention.
Policy Audits
Our experts conduct comprehensive policy audits to identify coverage gaps and optimize protection. This service ensures clients maintain appropriate limits and endorsements aligned with evolving personal or business needs through regular assessments.
Risk Management
We provide strategic risk management solutions for businesses, including loss control programs and safety protocol development. Our specialists help organizations mitigate potential threats through customized plans that reduce insurance costs and improve operational security.
People
Bill Garrity
President / Agent
Principal of Garrity Insurance with over 25 years experience. Certified Insurance Counselor and Boston College economics graduate. Focuses on problem-solving and mentoring professionals while managing agency operations.
Lourdes Franco
Executive VP of Operations
25+ years in insurance with expertise in client service and agency management. Oversees day-to-day operations including client relations, underwriting, and human resources while maintaining community involvement.
Bob Garrity
Vice President
Specializes in personal and commercial insurance with focus on condo master policies. Certified Insurance Counselor since 2009. Active in Winchester community organizations and youth programs.
Will Monks
Vice President
20+ years insurance experience serving Massachusetts auto repair shops. Active in Marblehead Chamber of Commerce and youth sports programs. Expert in maximizing repair plate value for clients.
Tom Walsh
Vice President
Former certified arborist with 18 years industry experience. Transitioned to insurance in 1989, joining Garrity in 2015. Specializes in contractor insurance needs while serving as Belmont's Tree Warden.
Questions
What types of personal insurance do you offer?
We provide auto, home, life, renters, condo, flood, and specialty policies like boat and motorcycle insurance.
Do you offer business insurance for startups?
Yes, our startup insurance packages include liability, property, and customized coverage for new businesses.
How can I get a free insurance quote?
Request a quote online or contact our specialists for personalized assistance with free policy comparisons.
Are you available for 24/7 claims support?
Our team provides emergency claims assistance with 24/7 availability for urgent situations.
What areas do you serve?
We operate across Massachusetts with coverage available in NH, ME, RI, NY, CT, FL, and VT.