Business Details
Your Trusted Houston Insurance Agency
Insurance Over Texas is a family-owned and operated independent insurance agency serving Houston and surrounding areas. Established over 30 years ago as Dale Jackson Insurance Agency, we transitioned ownership in 2022 to Martha Juarez, a seasoned insurance professional with 15+ years of Texas industry experience. Our agency specializes in providing personalized auto, home, commercial, and specialty insurance solutions tailored to individual and business needs. We prioritize client education, offering guidance to help customers select optimal coverage from top-rated carriers while maintaining competitive pricing.Our commitment to exceptional service extends beyond transactions, with a focus on building long-term relationships and supporting local communities through partnerships with organizations like the YMCA and Texas Children's Hospital. With offices in West Houston and Saturday appointments available, we combine local expertise with nationwide insurance resources to deliver reliable protection and peace of mind.
Services
Auto Insurance
Home Insurance
Commercial Insurance
Boat Insurance
Condo Insurance
Flood Insurance
Renters Insurance
RV Insurance
Umbrella Insurance
Highlights and features
- Family-owned agency with 30+ years serving Houston communities
- Independent access to multiple top-rated insurance carriers
- Personalized policy guidance from experienced local agents
- Community-focused approach supporting local charities and organizations
- Specialized insurance solutions for unique Texas property risks
Services
Auto Insurance
Protect your vehicle and finances with comprehensive auto insurance solutions. Our policies cover accident repairs, medical expenses, and liability claims while offering competitive rates. Texas drivers benefit from customizable coverage options including collision, comprehensive, and uninsured motorist protection. Our experienced agents help you navigate state requirements and select optimal coverage levels.
Home Insurance
Safeguard your Houston home against fire, storms, and other covered perils. Policies include structural protection, personal property coverage, and liability protection for homeowners. We offer specialized flood insurance options and guidance on Texas-specific risks like hurricane damage. Our agents help balance premium costs with adequate coverage limits.
Commercial Insurance
Customized insurance packages protect Houston businesses from operational risks. Coverage includes property damage, liability claims, vehicle fleets, and cyber threats. We specialize in creating bundled solutions for small businesses facing Texas-specific challenges like flood risks and hurricane preparedness. Policies adapt to evolving business needs.
Boat Insurance
Specialized coverage for Texas watercraft owners protects against damage from storms, accidents, and theft. Policies include liability protection, physical damage coverage, and emergency assistance. Our agents understand Houston's unique boating environment and help navigate state requirements for vessel operation and insurance.
Condo Insurance
Tailored insurance for Houston condo owners covers personal property, liability claims, and structural elements not covered by HOA policies. Additional living expense coverage helps during displacement from covered events. Our agents help navigate the complex relationship between HOA master policies and individual unit coverage needs.
People
Martha Juarez
Owner
Martha Juarez brings 15+ years of Texas insurance expertise to her role as owner. A Houston resident and mother of two, she focuses on community engagement and personalized service. Her leadership maintains the agency's 30-year legacy while expanding digital capabilities and local partnerships.
Questions
What types of insurance do you offer?
We provide auto, home, commercial, boat, condo, flood, renters, RV, and umbrella insurance policies for Texas residents and businesses.
Do you serve areas outside Houston?
Yes, we serve Harris, Montgomery, Fort Bend, Brazoria, and Galveston counties in Texas.
Can I get insurance if I have a mortgage?
Yes, we help homeowners meet mortgage insurance requirements while ensuring comprehensive protection for their property.
How do I file a claim?
Contact your carrier directly or use our website's file a claim feature for immediate assistance with the claims process.
Are you available after business hours?
Our offices operate during standard business hours Monday-Friday with Saturday appointments available for added convenience.
Do you offer online policy management?
Yes, our client portal allows policyholders to view documents, add drivers, make payments, and manage ID cards online.
