Business Details
50+ Years
experience
Emergency
services
Your Trusted Family-Owned Insurance Partner in Rockville, MD
Since 1953, Charles R. Grant Insurance Agency has been a family-owned business dedicated to providing personalized insurance solutions. Founded by Charles R. Grant in Washington, D.C., and now operating in Rockville, MD, we specialize in high-value home, automobile, and specialty insurance, prioritizing client relationships over transactional interactions. Our three-generation legacy reflects a commitment to understanding client needs, offering tailored coverage, and maintaining industry expertise.We represent multiple top-tier insurers, ensuring clients receive competitive rates and comprehensive protection. With over 70 years of experience, we remain focused on delivering peace of mind through transparency, responsiveness, and advocacy during claims processes. Our teams longevity and deep local knowledge enable us to serve Maryland, DC, Virginia, and 18 additional states with unwavering dedication to client satisfaction.
Services
Home Insurance
Automobile Insurance
Excess Liability Insurance
Specialty Insurance
Boat Insurance
Bond Insurance
Renters Insurance
Antique Car Insurance
Umbrella Insurance
Motorcycle Insurance
Details
- Year established: 1953
Highlights and features
- We offer over 70 years of experience in personalized insurance solutions.
- Our team provides tailored coverage for high-value homes and vehicles.
- We are an independent agency representing top insurers like Chubb and Travelers.
- Our family-owned business prioritizes client relationships over 60 years.
- We assist with complex claims, ensuring fair resolutions for clients.
What people say
Honest answers
Quick response
Top-notch service
Saved me thousands
Exceptional customer service
Services
Home Insurance
We specialize in high-value home insurance, protecting properties against risks like fire, theft, and natural disasters. Our policies cater to unique needs, including condominiums, rental properties, and luxury homes. With decades of expertise, we ensure comprehensive coverage and swift claims resolution for homeowners across Maryland, DC, and Virginia.
Automobile Insurance
Our automobile insurance covers personal vehicles, antique cars, motorcycles, and specialty vehicles. Policies include liability, collision, and comprehensive protection tailored to individual driving habits and asset values. We help clients navigate claims efficiently, ensuring fair settlements and cost-saving discounts for multi-policy bundling or safe driving records.
Excess Liability Insurance
Excess liability (umbrella) insurance provides additional coverage beyond standard policies, protecting against major claims or lawsuits. Ideal for high-net-worth individuals, this service safeguards assets with customizable limits. Our team ensures seamless integration with existing home, auto, and specialty policies for comprehensive risk management.
Specialty Insurance
We offer specialty insurance for high-value items like wedding rings, art collections, and recreational vehicles. This includes tailored policies for boats, bonds, and unique properties. Our independent agency leverages partnerships with insurers like Chubb and PURE to design bespoke solutions that standard carriers often exclude.
Boat Insurance
Boat insurance protects watercraft against damage, theft, and liability risks. Our policies cover yachts, fishing boats, and recreational vessels, with options for on-water assistance and trailer coverage. We work with insurers experienced in marine risks to ensure clients receive competitive rates and claims support tailored to boating lifestyles.
People
Ashley Grant
Third-Generation Agent
Ashley Grant joined the family business in 2004 after working with Progressive Insurance. She specializes in claims advocacy, helping clients save thousands through diligent negotiations. Her client-centric approach and deep insurance knowledge reflect the agencys legacy of personalized service.
Ryan Grant
Third-Generation Agent
Ryan Grant, a University of Maryland graduate, joined the agency in 2004. He focuses on policy customization for high-value homes and autos, emphasizing clear communication and client education. His proactive support during policy renewals and claims has earned consistent praise from long-term clients.
Judi Godbey
Senior Insurance Agent
Judi Godbey has served clients full-time since 1982, offering expertise in policy structuring and risk assessment. Known for her attention to detail, she assists clients in understanding complex coverage options and ensures seamless service transitions across generations of the Grant family.
Questions
What are your hours of operation?
We are open Monday through Friday from 9:00 a.m. to 4:30 p.m. EST.
What insurance products do you offer?
We specialize in home, auto, boat, umbrella, and specialty insurance for high-value assets.
Which states do you serve?
We primarily serve Maryland, DC, and Virginia, and are licensed in 21 states nationwide.
How do I get a new insurance quote?
Fill out our online questionnaire, and a team member will contact you promptly with tailored options.
What are the benefits of using your agency?
As an independent agent, we offer multiple insurer options, competitive rates, and personalized claims advocacy.
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